Citi Travel Account

A credit card that streamlines business expenses, gives 0.75% cashback on travel-related transactions and, insures against misuse by employees for up RM75,000.

Citi Travel AccountFree Corporate Insurance
Min. Income
Annual Fee
up to 0.75%
Balance Transfer
From 8.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.


0.75% cashback on travel-related expenses with a minimum redemption amount of RM200.

Cashback categoryCashback rateMonthly capSpend
Travel-related expenses0.75%uncappedany amount monthly


Simplify business expenses in a single payment solution. Complimentary Corporate Liability Waiver Insurance of up to RM75,000 per cardholder to protect against misuse by employees.

Balance Transfer

Pay OverWith Interest Rate AtWhen You Transfer
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer Plan

Fees & Charges

Annual Fee
  • RM0 primary card
  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Late Payment Fee
RM50 or 3.5% of outstanding amount, whichever is higher
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to RM10,000
Contact-less Payment Methods


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
Who can apply
  • Any Business


Balance Transfer Plans
Citibank Balance Transfer Plan
Enjoy interest savings when you transfer your credit card debts to a brand new Citibank credit card, at an effective interest rate of 18% p.a. for up to 12 months.


Managing a business is can be tough; the next thing you know, employee travel costs and itinerary management becomes an extra nightmare to waddle through. 

Your HR staff won't probably have the luxury of time to chase down all those travel receipts, which is why you might want to think of simplifying everything with the Citi Travel Account credit card.

Citi Travel Account - Simplify Business Expenses 

Gain better control of your employee's travel expenses via a centralized account and comprehensive reporting. 

It works simply: Citi Travel Account makes hotel bookings, flight ticket purchases, car rental and other miscellaneous travel in one consolidated account. 

And once you’re done with all the bookings, Citibank will send your company a monthly statement with a breakdown of all travel items charged to your credit card.

Travel Cashback

Traveling is an expensive business, if not properly managed - which is why even a fraction of savings goes a long long way in balancing the ledgers. 

Get 0.75% cashback on all travel-related expenditures with Citi Travel Account, with no monthly or annual cap.

You accumulate the cashback to redeem it when it reaches a minimum of RM200 by calling Citibank’s Business Priority hotline at 03 2383 3388. 

If you choose not to redeem it, the unredeemed cashback will be carried forward to the following month.

Citi Travel Account Balance Transfer Promotion

Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. 

First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.

Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.

Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.

Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.

Air Miles via Kaligo Business Plus

Not only that you can earn cashback on your hotel booking spend, but also air miles every time you place your booking via Kaligo Business Plus.

These air miles can be chosen from over 25 airline partners including AirAsia BiG Points, Enrich Miles, KrisFlyer Miles, Asia Miles and many more.

Be Financially Protected with Citi Travel Account

Take precautions if you may, but no business is insusceptible to fraud. 

Which is why Citi Travel Account goes a step further to minimize your liabilities up to RM75,000 with corporate liability insurance underwritten by AIG Malaysia Insurance Berhad.