Dreaming of having a premier banking status? Intentionally keen to benefit from preferential rates and exclusive rewards? Read on how you can achieve your resolution by owning a premium credit card with HSBC Advance.
Am I eligible to apply?
There are few requirements that you should meet before owning a HSBC Advance Visa Platinum credit card. Interestingly, they are not at all demanding compared to other premier banks' entry conditions.
Below are the checklist for prospecting and existing HSBC Advance Visa Platinum credit cardholders:
- Must open / have an account with HSBC Advance;
- Earn a minimum income of RM36,000 per year; and
- Have RM30,000-worth of savings or a home loan of a minimum of RM300,000.
8x Reward Points
Effective 15 July 2019, cardholders will be rewarded with up to 8x Reward Points for every RM1 spent when payment is made via contactless transaction. Additional categories to earn accelerated reward points are Groceries, Online and Overseas spend.
- Earn 8x Reward Points* for all Contactless spend (such as MasterCard Tap&GoTM, Visa Paywave or Samsung Pay)
- Earn 5x Reward Points* for Online spend with Lazada, Shopee, Grab, Zalora, HappyFresh and Fave. For a limited time, you can get 5x more Reward Points with Malindo Air, Klook and Hermo (valid until 31 December 2019)
- Earn 5x Reward Points* for Groceries spend
- Earn 5x Reward Points* for Overseas spend
Privileges & Rewards Programs
There is not one, but 4 reward programs you can explore with HSBC Advance Visa Platinum Credit Card:
- Visa Premium Privileges for Visa credit cardholders
- HSBC Rewards Programme, an online catalogue for redemption of products, services and air miles
- SmartPrivileges Programme, a single webpage hosting exclusive deals, discounts and cashback
- Home & Away Programme, more offers and perks all year round whether at home or abroad
Accessible Line of Credits
Your HSBC Advance Visa Platinum comes packed with not only perks and privileges, but can also be handy when you stumble on emergency cash needs. There are 3 credit lines you can access from your HSBC credit card such as:
- HSBC Balance Transfer Plan: a debt consolidation plan with lower charges over flexible tenures
- HSBC Cash Instalment Plan: a cash loan plan
- HSBC Balance Conversion Plan: an easy payment plan
- Cash Advance: a cash withdrawal facility
Personalized Banking Services
The real value of a credit card is when it makes your day to day life a whole lot simpler and help you manage your finances efficiently:
Internet banking - Take full control of your credit card account wherever you are with HSBC Advance Personal Internet Banking
Auto bill payments - If you're always running around making late bill payments, worry no more. You can set-up auto bill payments via [email protected] and HSBC Telebanking Services
Phone banking - If you need to make any banking inquiry, HSBC customer hotline is only a phone call away. No longer will you need to make your way to a bank branch!