Hong Leong Emirates HLB Platinum Card

Free flight tickets aren't a dream. Collect Skywards Miles on every transaction, plus extra 2,500 miles each as Welcome Bonus and Anniversary Bonus!

Hong Leong Emirates HLB Platinum CardMore Skywards Miles
Min. Income
Annual Fee
Easy Payment Plan
From 8.99% p.a.
Interest Rate
15% p.a.
20 days


Earn 2,500 Skywards Miles as Welcome Bonus for your first retail transaction (within 45 days from the card approval date) and 2,500 Skywards Miles as Anniversary Bonus when you spend RM50,000 within the card anniversary.

Skywards Miles
1.5 points on every RM4for Emirates transaction
1.25 points on every RM4for overseas transaction
0.5 point on every RM4for local transaction


Get Skyward Miles Welcome Bonus and Anniversary Bonus of 2,500 Miles each. Enjoy 1x Grab ride when you spend a minimum of RM2,000 on Emirates and/or Overseas within Card Anniversary. Indulge in automatic overseas coverage for Medical & Travel accidents.

Travel CoverageSum Insured
Personal AccidentUp to RM40,000
Travel InsuranceUp to RM1,500,000
Delayed FlightUp to RM12,000
Missed FlightUp to RM12,000
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM12,000


Complimentary 1x green fee every month at selected golf clubs in Malaysia and travel & lifestyle services. Enjoy complimentary E-Commerce Purchase Protection of up to USD200. Enjoy an annual fee of RM128 (the normal annual fee is RM250) per Card Anniversary until 31 Dec 2022.

Easy Payment Plans

Exclusively for the Hong Leong Emirates HLB Platinum cardholders, Flexi Payment Plan (FPP) offers an instalment period of 12 months at 0% p.a with min. retail spend of RM1,000.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM128 primary card

    Waived when you spend RM50,000 per year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
MasterCard PayPass


Minimum Annual Income
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!


 Dream Trips Come True with Hong Leong Emirates HLB Platinum Card

Travelling means experiencing new cultures and enjoying the trip. 

As a wanderlust, what's better than getting air miles on daily spend, free travel insurance and airport transfer? 

That's not all, what about the 2,500 air miles bonus as well?

Keep Hong Leong Emirates Platinum Card close to you wherever you go and use it for every spending in order to earn Skywards Miles.

Hong Leong Emirates Platinum Card
Emirates Spend RM4 = 1.5 Skywards Miles
Overseas Spend (non-MYR) RM4 = 1.25 Skywards Miles
Local Spend (MYR) RM4 = 0.5 Skywards Miles

 5,000 Skywards Miles Bonus

It may not be your birthday, but get ready for the 2,500 Miles Welcome Bonus AND 2,500 Miles Anniversary Bonus!

Pay a retail transaction with your Hong Leong Emirates Platinum card within 45 days from your credit card approval date to get the 2,500 Skywards Miles Welcome Bonus.

As for the extra 2,500 Skywards Miles Anniversary Bonus, make sure to spend RM50,000 in a year (including JomPAY and Government transactions).

  • Global Medical & Travel Insurance

Enjoy automatic coverage for medical and travel insurance by MSIG such as RM40,000 Travel Medical, RM1.5 million Travel Accident and RM12,000 Family & Personal Trip Inconvenience.

  • Purchase Protection

Enjoy automatic coverage for e-commerce purchase protection by AIG of up to US$200.

Complimentary Airport Transfer & Golf Privileges

With a minimum spend of RM2,000 on Emirates or overseas purchases, you're entitled to a 1x Grab ride worth RM88 that you can use as an airport transfer.

Not travelling soon? Why not try a new hobby, like golf? 

Hong Leong Emirates Platinum Card lets you enjoy 1x Green Fee per month at selected Golf Clubs in Malaysia, with a minimum balance of RM2,000 in the preceding month's statement. 

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