Hong Leong Emirates HLB Platinum Card

Collect Skywards Miles on every Emirates, overseas and local transaction. Plus, enjoy earning an extra 2,500 Skywards Miles each as a Welcome Bonus and Anniversary Bonus!

Hong Leong Emirates HLB Platinum CardCollect Skywards Miles
Min. Income
RM5,000/month
Annual Fee
Free*
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

For every RM4 spent on Emirates, you automatically earn 1.5 Skywards Miles. Spending overseas using foreign currencies gets you 1.25 Skywards Miles, while spending locally gets you 0.5 Skywards Miles. Additionally, earn 2,500 Skywards Miles as a Welcome Bonus for your first retail transaction within 45 days from the card approval date, and 2,500 Skywards Miles as an Anniversary Bonus upon meeting a total retail transaction of RM50,000 within your Card Anniversary in the preceding year.

Skywards Miles
EarnSpend
1.5 points on every RM4on Emirates transaction
1.25 points on every RM4on overseas transaction (using foreign currencies)
0.5 point on every RM4on local transaction (using Malaysia Ringgit)

Travel

Enjoy 1x Grab ride when you spend a minimum of RM2,000 on Emirates and/or Overseas within Card Anniversary. Indulge in automatic global insurance coverage for Travel Medical and Travel Accident worth up to RM40,000 and up to RM1,500,000 respectively. You'll also enjoy a Personal and Family Trip Inconvenience coverage worth up to RM12,000.

Travel CoverageSum Insured
Personal AccidentUp to RM1,500,000
Travel InsuranceUp to RM1,500,000
Delayed FlightUp to RM500
Missed FlightUp to RM500
Lost LuggageUp to RM6,000
Delayed LuggageUp to RM4,000

Premium

Complimentary 1x green fee every month at selected golf clubs in Malaysia with a minimum balance of RM2,000 in the preceding month's statement, plus travel and other lifestyle services. Additionally, enjoy complimentary E-Commerce Purchase Protection of up to USD200.

Fees & Charges

Annual Fee
  • RM250 primary card

    Waived when you spend RM25,000 within card anniversary in the preceding year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Review

 Dream Trips Come True with Hong Leong Emirates HLB Platinum Card

Travelling means experiencing new cultures and enjoying the trip. 

As a wanderlust, what's better than getting air miles on daily spend, complimentary travel insurance and airport transfer? 

That's not all, what about the 2,500 air miles bonus as well?

Keep your Hong Leong Emirates Platinum Card close to you wherever you go and use it for every spending to earn Skywards Miles.

Hong Leong Emirates Platinum Card
Emirates spending RM4 = 1.5 Skywards Miles
Overseas spending (non-MYR) RM4 = 1.25 Skywards Miles
Local spending (MYR) RM4 = 0.5 Skywards Miles

 5,000 Skywards Miles Bonus

It may not be your birthday, but get ready for the 2,500 Miles Welcome Bonus AND 2,500 Miles Anniversary Bonus!

Pay for a retail transaction with your Hong Leong Emirates Platinum card within 45 days from your credit card approval date to get the 2,500 Skywards Miles Welcome Bonus.

As for the extra 2,500 Skywards Miles Anniversary Bonus, make sure to spend RM50,000 within the Card Anniversary in the preceding year (including JomPAY and Government transactions).

  • Global Medical and Travel Insurance

Enjoy automatic coverage for medical and travel insurance by MSIG such as up to RM40,000 for Travel Medical, up to RM1.5 million for Travel Accident and up to RM12,000 for Family and Personal Trip Inconvenience.

  • Purchase Protection

Enjoy automatic coverage for e-commerce purchase protection by AIG of up to US$200.

Complimentary Airport Transfer and Golf Privileges

With a minimum spend of RM2,000 on Emirates or overseas purchases, you're entitled to a 1x Grab ride worth RM88 that you can use as an airport transfer.

Not travelling soon? Why not try a new hobby, like golf? 

Hong Leong Emirates Platinum Card lets you enjoy a 1x Green Fee per month at selected Golf Clubs in Malaysia, with a minimum balance of RM2,000 in the preceding month's statement. 

Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product