Hong Leong Platinum Business MasterCard

The Hong Leong Platinum Business Credit Card is designed to complement your daily business needs by managing your cash flow at a lower cost, giving you better control over your business expenses.

30-day Interest Free

Hong Leong Platinum Business MasterCard
Min. Income
RM5,000/month
Annual Fee
Free*
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
30 days

Balance Transfer

Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.

Features

Easy Payment Plan
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Premium

Take advantage of our low interest rate of 12.85% p.a. whenever you use your Platinum Business Credit Card's cheque facility and enjoy great savings.

Interest Rate

Take advantage of Hong Leong Bank's low interest rate of BLR + 6.15% p.a. whenever you use your Platinum Business Credit Card's cheque facility and enjoy great savings.

Fees & Charges

Annual Fee
  • RM400 primary card

    Waived when waived with 12 swipes per year,when you spend RM15,000 per year

  • RM200 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 3% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 25 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Review

Tailored to be the ideal business companion for all entrepreneurs and company owners alike, Hong Leong Platinum Business MasterCard gives you extended interest free periods, a platinum-level chequing facility and exclusive discounts and privileges while you shop, dine and travel – now that’s a well-fitted card.

Business Friendly Savings

Hong Leong Platinum Business MasterCard is built for business flexible cash flow with a credit limit up to RM300,000. And unlike regular credit cards that only give you 20 days leeway, Hong Leong Bank gives you 20 plus 10 days' interest free period on all transactions.

Online banking isn’t for all situations and everyone, which is why cardholders will also enjoy special low rates when using the cheque facility.

Swipe more on your Hong Leong Platinum Business MasterCard and you’ll also get a waiver on the RM400 price tag on your annual fees. All you have to do is swipe twice per month for 12 consecutive months or spend at least RM15,000 in a year to enjoy this waiver!

Extra Platinum Benefits

With the Hong Leong Platinum Business MasterCard you’ll be also entitled to exclusive discounts and deals with other Hong Leong Bank partner merchants – from dining, entertainment, business services and equipment.

Take advantage of exclusive Hong Leong banking services including 0% interest EPP, low cash advance fees and 9.88% interest p.a. balance transfers.