Hong Leong Platinum Business MasterCard credit card

Hong Leong Platinum Business MasterCard

The Hong Leong Platinum Business Credit Card is designed to complement your daily business needs by managing your cash flow at a lower cost, giving you better control over your business expenses.

  • 15% p.a. interest rate
  • 30 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM400.00 annual fee

Apply online now for Hong Leong Platinum Business MasterCard

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Benefits

Because you should be rewarded for giving the bank your business

Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Low Interest Rate
Take advantage of Hong Leong Bank's low interest rate of BLR + 6.15% p.a. whenever you use your Platinum Business Credit Card's cheque facility and enjoy great savings.
Premium
Exclusive Business Partners' Discounts and Privileges. Get big savings for your company with exclusive discounts and deals on products and services offered by Hong Leong business partners, such as dining, entertainment, business services and equipment.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM400.00
  • Waived when waived with 12 swipes per year
  • Waived when when you spend RM15,000 per year
Annual Fee for Supplementary Card
RM200.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 3.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
25 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call For Cash Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong Platinum Business MasterCard review

What's so good (or not so good) about it?

Tailored to be the ideal business companion for all entrepreneurs and company owners alike, Hong Leong Platinum Business MasterCard gives you extended interest free periods, a platinum-level chequing facility and exclusive discounts and privileges while you shop, dine and travel – now that’s a well-fitted card.

Business Friendly Savings

Hong Leong Platinum Business MasterCard is built for business flexible cash flow with a credit limit up to RM300,000. And unlike regular credit cards that only give you 20 days leeway, Hong Leong Bank gives you 20 plus 10 days' interest free period on all transactions.

Online banking isn’t for all situations and everyone, which is why cardholders will also enjoy special low rates when using the cheque facility.

Swipe more on your Hong Leong Platinum Business MasterCard and you’ll also get a waiver on the RM400 price tag on your annual fees. All you have to do is swipe twice per month for 12 consecutive months or spend at least RM15,000 in a year to enjoy this waiver!

Extra Platinum Benefits

With the Hong Leong Platinum Business MasterCard you’ll be also entitled to exclusive discounts and deals with other Hong Leong Bank partner merchants – from dining, entertainment, business services and equipment.

Take advantage of exclusive Hong Leong banking services including 0% interest EPP, low cash advance fees and 9.88% interest p.a. balance transfers.

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