Because you should be rewarded for giving the bank your business
- RM1 = 1 Reward Point. Reward Points gifts for: Home, Kitchen, Kids, For Her, Health, IT Gadgets, Travel, Annual Fees Waived, Vouchers, and Fashion.
- Easy Payment Plan (EPP)
- RHB Smart Instalment offers payment terms of 6 to 24 months on any retail purchase over RM1000. Interest rates from 0%, no penalty fee for early payment.
Learn more about RHB Dial-An-Instalment
Pay Over With Interest Rate At When You Spend 6 months 2.5% one-time upfront handling fee from RM500 12 months 5% one-time upfront handling fee from RM1000 18 months 7% one-time upfront handling fee from RM1000 24 months 9% one-time upfront handling fee from RM2000
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Free for life
- Annual Fee for Supplementary Card
- Late payment fee
- Cash withdrawal fee
- RM15.00 or 5.00% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
Are you eligible for this credit card?
- Who can Apply
- Any Business
Get some extra help from your credit card when you need it most
- Easy Payment Plan
- RHB Dial-An-Instalment
- Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
- Cash Advance / Cash Loan
- RHB CashXcess
- Cash Advance is a loan against the credit limit of your card at a reasonable rate.
- Balance Transfer
- RHB Smart Move Balance Transfer
- Balance transfer allows you to consolidate debt from your other credit cards onto this card.