RHB Platinum Credit Card-i Visa credit card

RHB Platinum Credit Card-i Visa

Use your RHB Islamic Platinum Credit Card-i and expect only the best the world can offer. Get up to 5 reward points on each swipe!

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 7.3% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM212.00 annual fee
  • Earn up to 5x reward points 

Apply online now for RHB Platinum Credit Card-i Visa

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
With RHB Reward-i points, transform your home into an ultra modern sanctuary with a selection of home appliances, latest tech gadgets, and choose from a wide selection of luggage bags to travel in style. 3X reward points on all overseas expenses and 5X points on dining transactions during birthday month! The points earned are non-expiring, evergreen reward points.
RHB Reward-i Points
EarnSpent
5 points on every RM1on all dining transactions during birthday month
3 points on every RM1on all dining transactions outside of birthday month
3 points on every RM1on all overseas retail spending
2 points on every RM1on utilities, insurance and shopping
1 point on every RM1all other retail purchases
Rewards points earned never expires
Balance Transfer
Enjoy interest as low as 4% on your outstanding balance when your transfer your credit card debt to your brand new RHB Platinum Credit Card-i Visa via the RHB Smart Move Balance Transfer plan.
Pay OverWith Interest Rate AtWhen You Transfer
12 months7.3% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months8.67% p.a. and 7% one-time upfront handling feefrom RM1000 
24 months10.22% p.a. and 10.99% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Pay for your big ticket items with RHB Smart Instalment at 0% interest for up to 24 months at selected merchants. RHB Dial-An-Instalment offers payment terms of 6 to 24 months on any retail purchase.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
24 months17.5% one-time upfront handling feefrom RM2000 
Learn more about RHB Islamic Dial-An-Installment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Travel
Walk in to Plaza Premium Lounges across Malaysia and enjoy 25% off on your entrance fee. Pocket in 20% off when you visit Premium Lounge overseas!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM212.00
Annual Fee for Supplementary Card
RM106.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Islamic Dial-An-Installment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Platinum Credit Card-i Visa review

What's so good (or not so good) about it?

Looking to enjoy the perks of a credit card while not straying away from Shariah practices? RHB Platinum Credit Card-i Visa is a credit card that adheres to Ujrah concept that gives you one-of-a-kind privileges like 5X reward points, complimentary travel insurance and exclusive exchange rate!

Plaza Premium Lounge Discount

How often do you have the chance to switch off from work and go on a holiday for a week or two? Cherish every single moment you have, get yourself into any Plaza Premium Lounge across the globe or in Malaysia and make airport a place to unwind too!

For Plaza Premium Lounges in Malaysia, you are entitled to 25% discount on the entrance fee. On the other hand, 20% discount will be given for access to Premium Lounges outside of Malaysia such as lounges in Abu Dhabi International Airport, Edmonton International Airport, Hong Kong International Airport, London Heathrow Airport, Macau International Airport, Sydney Airport and more!

Eternal Reward Points

As the title suggest, this credit card gives you reward points that never go out-of-date. 5X RHB reward points will be awarded for every RM1 spent on dining throughout your birthday month. Other than your birthday month, every RM1 charged to your card on dining transaction entitles you 3 reward points all year round.

On top of that, overseas expenses on retail purchases give you 3 RHB points too for every RM1 spent! This RHB rewards programme even extends to giving out 2X reward points for utility payments, insurance premium and your shopping bills. Any retail spend that is not mentioned above is entitled for 1 point for every RM1 spent excluding petrol transaction, payment to government bodies, charity and cash advance.

Air Miles Conversion

With all the points that come flowing into your hands, redeem them for Air Miles and fly off to your dreamed destination! Get yourself 1000 BIG Points with 6000 RHB points or 500 Enrich Miles for only 5500 points.

Travel Insurance

Whatever you do, always think of safety first. Protect yourself and your hard-earned savings with free travel insurance you can get by charging flight tickets to your RHB credit card. You have your back covered with RM600,000 should you suffer from death or permanent disablement which include loss of hands, sight and feet.

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