Top 5 for Your First Credit Card

I’m looking for my first credit card.
I want to save money on fees and charges, manage my bills and shop online safely.

Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
CIMB Gold MasterCard credit card

The classic CIMB Gold MasterCard - enjoy year after year of financial freedom with no joining or annual fees, ever.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more
Affinbank Visa Classic credit card

With the Affinbank Visa Classic, you will enjoy interest rate charges for as low as 9.99%, and unlimited cashback of 0.8%.

Interest Rate
9.99% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Mach Visa credit card

Get up to 10% cashback all day, every day with 12 unique categories to choose from for your ever changing lifestyle. Simple and fast application.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
10%
Annual Fee
Free *
Read moreApply now
AmBank Islamic Al-Taslif MasterCard Classic Card-i credit card

You breathe the cutting edge. You live the moment. Now you can flash your card and enjoy privileges that enhances your lifestyle.

Profit Rate
islamic
Balance Transfer
4.99% p.a.
Cashback
no
Annual Fee
Free
Read more
Maybankard MasterCard Classic credit card

An ideal first card for those starting their careers or trying to establish credit. Benefit from great rewards and travel perks.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM63.60
Read moreApply now

View More

Not found the card you're looking for yet? Try one of the alternative listings

Apply online now for

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to bank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.