Allianz Life Insurance Gold credit card

Allianz Life Insurance Gold

Created for agents and employees of Allianz Life Insurance Malaysia. Enjoy 0.30% uncapped cashback on Allianz Life insurance.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 0.3% cashback
  • 6% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
0.30% uncapped cashback on Allianz Life insurance products. No maximum cashback limit.
Discover how much you can save when you shop with your new Allianz Life Insurance Gold
Cashback CategoryCashback RateMonthly CapSpend
 Spendany amount0.3%uncappedany amount
Rewards
Every Ringgit you spend earns 1 Timeless Bonus Point that can be cashed in for a range of amazing rewards. From home appliances to iPods, cameras to satnav, and luxury luggage to Airmiles from Air Asia and Air Malaysia.
Balance Transfer
Alliance Bank Balance Transfer offers interest rates from 6% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months6% p.a. and no one-time upfront handling feefrom RM1000 
24 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Balance Transfer Plan
Easy Payment Plan (EPP)
Alliance Bank Flexible Payment Plan offers payments terms of 6 and 12 months on retail purchases. Interest rates from 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
18 months7% one-time upfront handling feefrom RM1000 
24 months8% one-time upfront handling feefrom RM1000 
Learn more about Alliance Bank Flexible Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
17.5%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Members Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Flexible Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
Alliance Bank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.