AmBank Islamic Visa Gold CARz Card-i credit card

AmBank Islamic Visa Gold CARz Card-i

AmBank Islamic Visa Gold CARz Card-i, a credit card that caters for motorists packed with auto related benefits - get cash rebates on any petrol brand!

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • up to 3% cashback
  • 4.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

Apply online now for AmBank Islamic Visa Gold CARz Card-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for AmBank Islamic Visa Gold CARz Card-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to AmBank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Enjoy up to 3% cashback on any brand of petrol when you pay for fuel on your Platinum credit card, capped at RM50 per month - that's if you only make the minimum payment on your credit card bill each month. If you pay in full, you'll get a lower rate of 2% capped at RM20 each month.
Discover how much you can save when you shop with your new AmBank Islamic Visa Gold CARz Card-i
Cashback CategoryCashback RateMonthly CapSpend
PetrolSpendany amount monthly3%RM50any amount monthly
Rewards
Receive 1 CARz Point for every RM1 you spend on your credit card and double rewards on overseas spending except for transactions at petrol stations. These points can be used to redeem auto-related goods and services.
CARz Points
EarnSpent
1 point on every RM1on all local retail expenses
2 points on every RM1on all overseas retail expenses
Your CARz Points earned expires in  3 years
Balance Transfer
AmBank AmTransfer offers interest rates from 4.99% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months8.99% p.a. and no one-time upfront handling feefrom RM5000 
24 months8.99% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmTransfer
Easy Payment Plan (EPP)
AmBank EPP offers zero interest up to 24 months payment terms on retail purchases from a range of approved merchants. No penalty fee for early payment. For all the other purchases, the instalment interest can be as low as 3%.
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AmBank Easy Payment Plan
Petrol
Up to 3% cashback on purchase of all petrol brands, capped at RM50 per month for each principal cardholder

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for life
  • Free for the first 3 supplementary cardholders
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM53.00
Profit Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
AmBank QuickCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
AmBank AmTransfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AmBank Islamic Visa Gold CARz Card-i review

What's so good (or not so good) about it?

Do you think your car is more important than your girlfriend or boyfriend? It's a yes if you hesitated for a moment right there. Good news, AmBank has the right card for you! AmBank Islamic Visa Gold CARz Card-i gives the savings and rewards you and your precious car need.

Nationwide Petrol Cash Rebate

A good cash back allows you to save on things that you use daily. If you commute to work by car regularly, you can now save 2% off your total petrol expenses at any petrol station on a monthly basis up to RM20. This rebate is given to cardholders who settle their bills in full every month.

If you only managed to pay the minimum monthly payment or partial of the bill, you'll get 1% extra which adds up to 3% petrol cash rebate with a cap of RM50 per month. Take this as a little financial incentive that eases your burden while you have an outstanding debt to focus on.

Car Goodies!

Aren't you excited to get some free ornaments for your car or free services to bring your car back in shape? For any retail spending, every RM1 charged to your AmBank Islamic Visa Gold CARz Card-i credit card earns you 1 CARz Point. Use the points that you've accumulated to redeem car related goods and services. Since you are already getting cash back on petrol spending, CARz points will not be awarded for transactions at any petrol stations.

NO Annual Fee

What's all the benefits for if this card has annual fee that offsets all your hard-earned savings? Fortunately, the annual fee for this card is waived for life. Share this privilege with your loved ones as the first 3 supplementary cards are free from annual fee too! Worry not, there's no catch in this!

Read More