CIMB Classic Visa credit card

Also available as MasterCard

CIMB Classic Visa

The classic CIMB Visa credit card - enjoy year after year of financial freedom with no joining or annual fees, ever.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Rewards
Enjoy great rewards whenever you spend with your CIMB credit card. Best of all, you can combine your Principal and Supplementary cards bonus points to redeem attractive gifts for you and your loved ones. From Health and Lifestyle, to Kitchen and Dining, and Home Essentials, pick from a range of great gifts.
Balance Transfer
CIMB Bank Balance Transfer offers interest rates from 10% and payment terms up to 24 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Premium
Discount for LIVE celebrity concert tickets. Get exclusive discounts on concert ticket prices to watch your favourite stars perform LIVE on stage.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM0
  • Free for first year for supplementary card
Annual Fee for Supplementary Card
RM37.10
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM5000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.