Hong Leong MATTA Gold Visa credit card

Hong Leong MATTA Gold Visa

Travel smart with the must-have travel companion – the Hong Leong MATTA credit card. Get the perks the Travel Agencies keep for themselves.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM159.00 annual fee
  • Earn up to 1x reward point 

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Overseas shopping has never been more fun! The MATTA credit card awards you with 1% Cashback every time you spend overseas, even if you're buying souvenirs or gifts for friends - you get rewarded too! Online transactions included.
Discover how much you can save when you shop with your new Hong Leong MATTA Gold Visa
Cashback CategoryCashback RateMonthly CapSpend
Overseas SpendSpendfrom RM1 and above in a single receipt1%RM100from RM1 and above in a single receipt
Rewards
Amazing gifts awaits you! You are rewarded with 1 Reward Point for every Ringgit charged to your card. The more you use the card, the more points you’ll earn. Reward points earned in a particular year is valid until the end of the third calendar year from which the points was earned.
Hong Leong Club Rewards
EarnSpent
1 point on every RM1on all local and overseas retail expenses
Your Hong Leong Club Rewards earned expires in  3 years
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a. and no one-time upfront handling feefrom RM500 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
24 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
36 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Hong Leong Flexi Payment Plan
Travel
You will automatically receive complimentary Travel Accident insurance and Inconvenience Benefits when you charge your travel purchases to your MATTA Credit Card. You are covered for any trouble due to any flight delays, luggage loss or missed connections, as well as overseas medical expenses.
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Delayed FlightUp to RM600
Missed FlightUp to RM600
Lost LuggageUp to RM1500
Delayed LuggageUp to RM600
Low Interest Rate
Preferential Forex Rate. Purchase foreign currency at preferential rates at Hong Leong Bank Bureau de Change at LCCT and Mahkota Parade, Melaka.
Premium
Get refreshed, relax and unwind with entry to the Plaza Premium Lounge at KLIA. Enjoy VIP treatment whenever you visit participating MATTA Fairs nationwide. Just present your MATTA card at the entrance and enter for free via the VIP Express Lane.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM159.00
  • First year free
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
RM79.50
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM21.20 or 4.77% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM32000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Hong Leong Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong MATTA Gold Visa review

What's so good (or not so good) about it?

It’s the must-have credit card for avid travelers! Unlike regular ol’ boring cards, Hong Leong Matta Gold Visa gives you both Cashback and Reward Points whenever you spend overseas.

Enjoy Plaza Premium Lounge access at KLIA, as well as complimentary travel insurance and travel inconvenience when you charge your air tickets to the preferred Matta Fair credit card.

Double Rewards!

Yes, Hong Leong Matta Gold Visa gives you both Cashback and Reward Points. Get 1% cashback on all overseas spending for every RM1 that you charge to a single receipt.

And that’s not all! You’ll also earn 1 Reward Points on all retail purchases in Malaysia and overseas for every Ringgit that you charge to your Hong Leong Matta Gold Visa.

Take note, a monthly cap of RM100 applies to your cashback rewards, and all Reward Points that you accumulate must also be redeemed by the end of the 3rd year or they’ll expire.

Free Travel Insurance

It’s not just cashback and rewards. Purchase your next holiday tickets using the Hong Leong Matta Gold Visa and you’ll also receive complimentary Travel Accident insurance, which includes travel inconvenience benefits.

Just for swiping with this travel credit card, you’ll get free cover and you won’t have to worry about missed flight connections, misplaced baggage or cancelled flights!

Plaza Premium Lounge Access

Let’s not forget to mention that you’ll have access to the Plaza Premium Lounge in KLIA, so kick back, relax and unwind whenever you fly. You can also use the special VIP Express Lane access at all participating Matta Fairs whenever you present your Hong Leong Matta Gold Visa!

Preferential Exchange Rates

You’ll probably need some loose change on hand when abroad. Get special FOREX rates when you purchase foreign currency at Hong Leong Bank Bureau de Change and Mahkota Parade, Melaka!

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