Hong Leong Pavilion Gold MasterCard credit card

Hong Leong Pavilion Gold MasterCard

Exclusive to the capital city's premium mall. Access to shopping and dining discounts, and exclusive concierge services at Pavilion, Kuala Lumpur.

  • 13.5% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM159.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Rewards
RM1 = 1 Reward Point. Reward Points gifts for: Home, Kitchen, For Her, Travel, Vouchers, and Watches.
Balance Transfer
Hong Leong offer balance transfers from as low as 0.40% per month on a 3 month payment plan.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Travel
Free Travel Insurance.
Travel CoverageSum Insured
Travel InsuranceUp to RM350000

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM159.00
  • First year free
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
RM79.50
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5
Cash withdrawal fee
RM21.20 or 4.77% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
RM8000

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM32000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.