This is a brand spanking new credit card issued by RHB and SOGO made specially for those looking to stretch their spending capacity, with attractive cash back and loyalty points for Sogo KL.
If you are charging your purchases at SOGO using your SOGO- RHB Credit Card, you will be entitled to earn up to 5% in cash rebates, depending on your spend amount. Each customer will receive cashback capped at RM50 per month.
Cash Back earned will be directly deducted from your amount spend and will be shown on your monthly credit card statement. That means more savings for you, and less worrying about overspending on your retail expenses.
Also, this card is in no way aimed at those with high incomes. All you need is to earn a minimum of RM24,000 a year, and you can already reap the benefits of exclusive rebates and savings on your retail purchases.
S-Points are reward points that you gain on expenses charged to your SOGO- RHB Credit Card, which will be reflected in your Sogo S-Card account on a monthly basis. To get double the points, swipe both your KL SOGO S Card and your SOGO- RHB Credit Card together! For every RM1 spent in KL SOGO Department Store, and for every RM2 spent in KL SOGO Supermarket and elsewhere other than in KL SOGO, you will earn yourself 1 S-Point.
The S-Point you've accumulated will entitle you to redeem exclusive merchandises through KL SOGO S Card Membership Programme. There are other ways to accumulate S-point however, such as your overseas spend and on your petrol transactions.
Reward points are not applicable for purchases from Solar Time (LGF & 5F), Braun Buffel, Harvest Stationery, Pure Pharmacy, D'Cutz, Eiko Watch, ESH Electrical, Hand Point, Poh Kong, Techniwell, Tokyo Megane, Takasima, UNIQLO, and other non participating F&B Outlets, Restaurants, Cafes, Entertainment and tenanted outlets.
This credit card uses Paywave technology introduced by Visa for contact-less payments for purchases up to RM150. You can wave goodbye both to your cashier and your money at the same time with a single wave!
If you're the type to worry about annual fees, it might be comforting to know that the RM88 is a relatively low amount to pay.
Who can apply?
Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.
If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.