Standard Chartered Business Visa Gold credit card

Standard Chartered Business Visa Gold

Gain a competitive edge with the Standard Chartered Business Visa Gold Credit Card.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 2.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM212.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Enjoy 0.5% Cashback on retail purchases.
Rewards
Gain access to a wide network of business events, seminars and programmes. Connect with the right industry contacts.
Balance Transfer
Enjoy 2.99% Balance Transfer PLUS for 12 months tenure.
Pay OverWith Interest Rate AtWhen You Transfer
36 months2.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Standard Chartered Balance Transfer Plan
Easy Payment Plan (EPP)
Standard Chartered FlexiPay offers a fixed payment term of 12 months at 7.88% on any retail purchase over RM500. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Standard Chartered FlexiPay

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM212.00
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM26.50 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered Business Visa Gold review

What's so good (or not so good) about it?

A lot of businesses operate utilising at least one credit card. Typically, it functions as a spending tool to invest in inventory to be paid off at the end of the month or even as a form of short-term lending to cover them when there is insufficient cash flow. Choose the card that benefits your business with the Standard Chartered Business Visa Gold.

Your Competitive Edge

Weave your business network and make your presence be known by building connections when you gain access to a wide network of business events, seminars and programs with the help of Standard Chartered.

Whether you operate a small or middle sized business, you will need a card that will enable you to carry out your dealings with your partners and be able to manage your cash flow effectively. The Standard Chartered Business Visa Goldallows you to enjoy a credit limit that climbs as high as RM300 000 to reach your business requirements.

You reserve the right to your own personalised line of credit with this credit card. This means that unlike a regular bank loan, the credit balance that is unused for a certain period is not subject to interest payments, which eliminates the potential for unnecessary costs.

More Benefits

Earn reward points when charging your daily expenses to your credit card via the Spend-to-Rewards Conversion programme. This means that for every RM1 you incur on your card, you will be able to receive 1 reward point.

These points can be used to redeem many wonderful things from an exciting line-up of dining, shopping and travel rewards. At present, you jet-setter types will be able to exchange reward points for the AirAsia Big Points global loyalty programme, or for those who prefer the shelter of their own homes, they will be able to redeem a PlayStation 3 Slim, and enjoy the wonders of the connected world from a distance. Needless to say, there is something for everybody!

Exclusively Malaysian

Take delight in special offers, discounts, and packages from local merchants and companies that can give leverage to your or your business. Need to engage with your target market? You earn the rights to receive an additional RM150 in credit for Google Adword when you spend RM50.

Employ only the best for your business when you receive a Special Visa Package from Jobstreet.com where you will get FREE Standout Listings for every job postings credit that you purchase with your credit card. Other standout offers include those from ADT Services Malaysia SDN BHD, who provide alarm monitoring systems and Berjaya Times Square, with its special rates for hotel rooms.

Read More