Standard Chartered Preferred World MasterCard credit card

Standard Chartered Preferred World MasterCard

Enjoy a more rewarding and personal banking experience with Standard Chartered Preferred World MasterCard.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 2.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM350.00 annual fee
View product disclosure sheet.


Because you should be rewarded for giving the bank your business

Easy Payment Plan (EPP)
Enjoy shopping with Standard Chartered FlexiPay with payment terms of 12 months and 4.99% interest rate.
Pay OverWith Interest Rate AtWhen You Spend
12 months7.88% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Standard Chartered FlexiPay Plus
Complimentary Starwood Preferred Guest Gold membership - enjoy special rates and free accommodation at Starwood Hotels.
Enjoy fantastic dining deals at your favourite restaurants, indulge in some retail therapy and pamper yourself with tempting treats at luxury spas. Just remember to call ahead to make a reservation with your Standard Chartered Card.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • First year free
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM25.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Standard Chartered FlexiPay Plus
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Standard Chartered Cheque On Call Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Standard Chartered Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Standard Chartered Preferred World MasterCard review

What's so good (or not so good) about it?

Being a preferred customer has its privileges and if you become a Standard Chartered Preferred World MasterCard cardholder, you will experience just that. This credit card promises to deliver a unique and personalised banking experience to cardholders.

Preferred Banking Services

Standard Chartered Preferred World MasterCard cardholders are given the celebrity treatment when it comes to banking with Standard Chartered Bank. They have access to a team of Preferred Bankers to serve their unique banking needs. These bankers are trained professionals who will give advice to cardholders on how to invest and manage their financials to maximise their wealth.

In addition, Standard Chartered Preferred World MasterCard cardholders have a 24-hour Preferred Service Line dedicated to help them with any inquiries regarding their card or banking account. They also have a designated queue at all Standard Chartered Bank branches in order to serve them more efficiently and quickly.

Travel Privileges

Part of the benefits of Standard Chartered Preferred World MasterCard includes a complimentary Starwood Preferred Guest Gold membership. This membership allows cardholders to enjoy special privileges at over 1000 hotels and resorts in nearly 100 countries covering nine hotel brands worldwide.

Exclusive privileges under this reward programme include free room nights, point redemption for services, room upgrades and access to concerts and special events. Cardholders also receive special treatment such as late checkout, elite customer service phone line and more.

On the local front, Standard Chartered Preferred World MasterCard cardholders can indulge in over 1000 dining deals. There are also many fantastic shopping and spa packages which cardholders can choose from.

Shopping Made Easy

Standard Chartered Preferred World MasterCard also has a flexi payment feature – Standard Chartered FlexiPay. This easy payment scheme allows cardholders to shop with peace of mind as they do not need to carry around large amounts of cash to pay for expensive items.

With Standard Chartered FlexiPay, Standard Chartered Preferred World MasterCard cardholders can opt to pay for any retail purchases above RM500 charged to this credit card at a low interest rate of 4.99% with 12 monthly instalments. Moreover, cardholders will not be penalised for early payment.

Personalised Banking

If you earn at least RM72000 a year, you can apply for Standard Chartered Preferred World MasterCard. For an annual fee of RM350, you will receive personalised banking services from the bank as well as travel, shopping and dining privileges. This credit card takes care of your finances and lets you enjoy life at the same time.

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