Malaysian Credit Cards Reviews

Our unbiased credit card reviews explain the good, bad and ugly. You'll learn how to use your card for your best benefit, and how to avoid hidden bank fees and charges. That's the advantage of our leading financial comparison website - all the facts in one place to help you make the right choice when applying online.

236 credit cards reviews

Credit card imageCredit card review summaryAnnual FeeMinimum Annual IncomeApply Online
HSBC Amanah MPower Platinum Credit Card-i credit card

Is the daily commute to the office draining your petrol expenses? Or do you really want to enjoy a sunny getaway vacation at discounted prices? Say hello to the HSBC Amanah MPower Platinum Credit Card-i, the answer to attractive petrol cash rebates and your introduction to a world of luxury with VISA platinum privileges. Read our full review

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Citi Cash Back Platinum credit card

Wishing you could earn cash rebates on all your daily spending, all the time? Then the, Citi Cash Back Platinum is the perfect credit card for you. With no minimum spending requirement, earning cash back couldn’t be easier with this credit card. Read our full review

Up to 5% cash back on petrol, groceries, phone bills, pharmacies and more. No registration, no minimum spend. Just shop and save!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Maybank 2 Gold Cards credit card

What is Xpress Apply

Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 American Express Card, you will receive a complimentary Maybank 2 MasterCard or Visa. Read our full review

Apply for Maybank 2 Cards and pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX including 5x TreatsPoints on all retail and 5% cashback on weekend spends!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
Standard Chartered JustOne Platinum MasterCard credit card

Swipe on the monthly essentials with your Standard Chartered JustOne Platinum MasterCard and get great cash rebates on petrol, online purchases and bills that are setup for auto-billing. You'll also earn 0.2% cashback on all other transactions, giving you extra savings all year round. Read our full review

Shop online, swipe on petrol and setup auto-billing to enjoy great rebates up to 15% each month with the cashback card that's designed for the savvy user.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
RM265.00
Min. Annual Income
RM24000
Read moreApply now
Public Bank Quantum Visa credit card

A credit card that offers generous cashback and rewards at zero annual cost. Read our full review

A Free-for-Life card promises 5% cashback and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
Alliance Bank You:nique - Great Rewards credit card

Alliance Bank You:nique - Great Rewards is a unique credit card that features personalized card face, offers reward points for every Ringgit spent on retail transactions and an annual fee waiver for the first 3 years! Read our full review

Maximise your rewards and earn points faster on your shopping with the Alliance Bank You:nique credit card. Personalise your card with your favourite picture, for free!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank 2 Platinum Cards credit card

What is Xpress Apply

'Good things come in pairs' is a popular Chinese saying and Maybank 2 Platinum Cards has proven this age-old adage to be so true. Applicants of Maybank AMEX card will get a complimentary MasterCard or Visa and one statement for both credit cards. Read our full review

5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Citi Simplicity credit card

The world of credit just got a lot simpler with the new Citi Simplicity.  Read our full review

Get rewarded when you pay your bills on time with 10% interest back and if you are late on payments, cut the drama with no late fees.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
BSN Classic MasterCard Credit Card-i credit card

What is Xpress Apply

Explore and enjoy convenient ways to save with your BSN Classic MasterCard Credit Card-i – from annual fee waivers to balance transfers and easy payment plans ( EPP) with a 0% charge on interest. This Islamic credit card by Bank Simpanan Nasional also comes with benefits and privileges, all exclusively for you! Read our full review

Safety first! Get complimentary Takaful travel insurance, great savings and annual fee waivers with the BSN Classic MasterCard-i!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
HSBC Visa Platinum credit card

Who doesn't love being rewarded while spending money? HSBC Visa Platinum gives you extra rewards and benefits when you spend, both in Malaysia and overseas! Read our full review

Meet your new shopping buddy. Grab up to 8X reward points on your purchases at the mall, and claim for awesome dining and travel rewards!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
RM254.40
Min. Annual Income
RM36000
Read moreApply now
Hong Leong Wise Gold credit card

Crazy for cash rebates and not getting enough of it? Fret not. Hong Leong Wise Credit Card is here to save the day. Said to offer the highest, fixed cashback rate in town, Hong Leong Wise Credit Card is definitely a force to be reckoned with. Read our full review

Enjoy 10% cashback from Hong Leong Wise, the only credit card that rewards you with 10% cash back all day, every day, even overseas.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Standard Chartered Visa Platinum credit card

Order anything you want on the menu or trot around the globe in style, but don’t forget to take Standard Chartered Visa Platinum with you to reap an array of exclusive benefits and privileges – the sky is the limit! Read our full review

Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Public Bank Visa Platinum credit card

Stretch your rewards even further. This exclusive platinum card by Public Bank gives you both cash back and VIP rewards whenever you swipe! You’ll also get 0% interest on balance transfer and instalment plans, free travel insurance and annual fee waivers – that's extra savings to go with your platinum privileges! Read our full review

Enjoy unlimited cashback on retail purchases without any restrictions.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Maybank Visa Signature credit card

What is Xpress Apply

5% CashBack

How much do you spend on petrol and groceries each week? When you're a working adult, with a few mouths to feed, these expenses can take up a bulk of your budget.  Read our full review

A card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. Enjoy VIP treatment with VISA speed pass and 24-hour concierge service.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM70000
Read moreApply now
CIMB Tesco Platinum MasterCard credit card

Looking for the best cashback credit card for groceries shopping in Malaysia? CIMB Tesco Platinum MasterCard has the answer for you.
Read our full review

No Annual Fee Platinum MasterCard that earns up to 5% cashback on all Tesco purchases every day, plus an extra 1x Tesco Clubcard Points.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
BSN Platinum MasterCard credit card

What is Xpress Apply

With more privileges and even more savings, BSN Platinum MasterCard provides more ways for you to indulge in a Platinum lifestyle. How much does it cost to up your game? Nothing at all - this credit card is free for life! Read our full review

Indulge in a world of Platinum privileges with BSN, offering you more benefits, more rewards, and more privileges for your money!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Maybank FC Barcelona Visa Signature credit card

What is Xpress Apply

Més que un club - is not just a tagline. FC Barcelona is stepping up the game with a Visa Signature credit card in partnership with Maybank, only suitable for the champions! Read our full review

Big fan of Spanish la liga? Unleash your spirit with a Visa Signature credit card that rewards up to 10% cashback on all purchases and 10% discounts on all FC Barcelona merchandises

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Shell-Citi Gold Credit Card credit card

If you are a road warrior, you will love Shell-Citi Gold Credit Card. This credit card is a smart partnership between Shell and Citibank to reward cardholders with cash rebates on petrol spending and other expenditure. Read our full review

New enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
BSN Gold Visa credit card

What is Xpress Apply

Enjoy more from life with the Gold Visa, the credit card which gives you rewards wherever you shop. With Bank Simpanan Nasional’s free travel insurance, you’ll get complimentary coverage whenever you charge your full travel fares to your Gold Visa credit card. Read our full review

Enjoy more from life whether you're travelling or at home. Use BSN Visa Gold for all your shopping, dining or travel needs anytime, anywhere!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
AEON BiG Visa Gold credit card

Why waste your time on comparing groceries price list of different hypermarket when you can save more with AEON BiG Visa Gold Credit Card? Get the most out of your grocery shopping with all the cash rebate and reward points you deserve! Read our full review

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
HSBC Visa Signature credit card

Wouldn’t it be nice to have a credit card that rewards you more every time you travel overseas? HSBC Visa Signature credit card does just that. Cardholders are also rewarded handsomely when they shop locally. Read our full review

Swipe your way to exclusive benefits and privileges including 8x reward points and shopping discounts. It's your VIP access to the world around you!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
RM636.00
Min. Annual Income
RM72000
Read moreApply now
CIMB Cash Rebate Platinum MasterCard credit card

Cashback credit cards are popular among Malaysians, used correctly they are a great way to save money. CIMB Cash Rebate Platinum MasterCard is a heavyweight in this category, offering cardholders up to 10% cashback on a wide range of categories. Read our full review

Rebates galore with a swipe: Up to 5% cashback on cinema, groceries, petrol, mobile and utilities, 2% on foreign currency spend and 0.2% cashback on everything else!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
UOB PRVI Miles Card credit card

Plan for your next travel escapade with UOB PRVI Miles - the credit card that rewards you with cashback and UNIRinggit points whenever you swipe! You’ve just found yourself a new companion that helps your daily spending count towards your next holiday getaway. Read our full review

Giving you rewards and cashback for swiping - 5x UNIRinggit and up to 10% SMART$ Rebate. Enjoy 12x access to Plaza Premium Lounge in Malaysia and more cashback on trips to KLIA using ride-hailing services and KLIA Ekspres.

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Alliance Bank You:nique - Great Rebates credit card

Alliance Bank You:nique - Great Rebates is a unique credit card that features personalized card face, offers unlimited cashback for every Ringgit spent on all transactions and an annual fee waiver for the first 3 years! Read our full review

Get cashback as high as 3% on the things you spend the most money on with your uniquely personalised Alliance Bank You:nique credit card.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Citi Cash Back Credit Card credit card

You don't have to wait for specific days or special promotions to enjoy the most cash back from your credit card purchases anymore. No pre-registration and no minimum spending is required. Your cash back is automatically credited into your account. Read our full review

Get attractive cash back of up to 5% on all your purchases including petrol and groceries everyday. There's no minimum spend required!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Petronas Maybank Visa Platinum credit card

What is Xpress Apply

Not getting enough mileage from your petrol spending? Here is one way you can maximise your Ringgit on fuel purchases and get additional privileges as well – introducing the PETRONAS Maybank Platinum Visa. Read our full review

Free-for-life credit card that collects 8x TreatsPoints on petrol and groceries transactions every weekend. Get free Touch 'N Go Zing Card to beat the maddening rush hour crowd every day.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
UOB YOLO Visa credit card

Eat. Drink. Play. Repeat. with UOB YOLO Visa – a card that stays true to its belief. Because you only live once (hence the acronyms), UOB invites you to make the best out of your lifestyle. Read our full review

Take chances in life and live it to the fullest with the UOB YOLO card that gives you exclusive deals, cashbacks, rewards and so much more.

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Hong Leong Mach Visa credit card

If you enjoy being out and about, Hong Leong Mach Visa credit card will be the ideal card for you. With this credit card, you can earn cashback on retail purchases based on your preferred choice of lifestyle spending. Read our full review

Get up to 10% cashback all day, every day with 12 unique categories to choose from for your ever changing lifestyle. Simple and fast application.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Public Bank World MasterCard Credit Card credit card

Air Miles Redemption

On top of the cashback, you can earn reward points on your retail spending. You could earn 1x Air Miles Point on your local retail purchase and 3x Air Miles Points on your overseas retail purchases. Noted that Air Mile Points will expired in 3 years. Read our full review

Enjoy free access to Plaza Premium Lounges in Malaysia for 5 times a year!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM150000
Read moreApply now
Citi Clear Visa credit card

Are you an avid clubber? Then the Citi Clear Visa credit card is the perfect card for all your nighttime partying needs. With amazing discounts at popular clubs like Zouk, the Citi Clear Visa credit card is everything you need for your big night out. Read our full review

Whatever your spending your money on the Citi Clear Visa offers priority access and a host of great rewards for life in the fast lane.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
OCBC Premier Voyage MasterCard credit card

The jet-setting lifestyle is fun, invigorating, and eventful. It’s a privilege to have breakfast in Milan and dinner on the cobbled streets of Paris. This wanderlust lifestyle however comes with a few speed bumps, travelling can be a task. The solution, the OCBC Premier Voyage MasterCard, the card that ensures the luxury voyage experience in every swipe. Read our full review

Forget the ordinary plastic credit card, take things up a notch with OCBC Premier Voyage card which is made of Duralumin, strong but lightweight alloy of aluminum. Enjoy range of personalised concierge services with a luxury touch!

Annual Fee
RM800.00
Min. Annual Income
No Minimum
Read moreApply now
UOB Preferred Platinum MasterCard credit card

Looking for more savings? That’s the trouble when you pit reward cards against cashback cards – you never know which one is the better deal! Consider the argument settled when you get your hands on the UOB Preferred Platinum MasterCard - you’ll get both Reward Points and Cash Back for double the savings! Read our full review

Pay for your shopping for cheap with high SMART$ Rebates of up to 10%. Earn 2x rewards points on all your online and overseas spending.

Annual Fee
RM209.88
Min. Annual Income
RM48000
Read more
AmBank TRUE VISA Credit Card credit card

Tired of being broke in the mid month only to find out it was all because of that credit card bill? Wishing you could make your money work for you? Then this is the card every Millenial should have. Read our full review

A card for Millenials. Enjoy 3% cashback on online retail transactions, low first-year finance charge of 7.99% and cash management facilities.

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
UOB Lady's Platinum MasterCard credit card

The exclusive credit card the men don't get it - UOB Lady's Platinum MasterCard for strong, independent women aged 21 years and above and earn RM48,000 per year. Enjoy a wide array of beauty, fashion, dining and shopping privileges as well as cash rebates. Read our full review

UOB Lady’s Platinum MasterCard unlocks a rich new world of exclusive benefits great discounts on fashion, beauty and wellness, dining, and travel.

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM135.68
Min. Annual Income
RM48000
Read moreApply now
Alliance Bank Visa Platinum credit card

As Malaysia is progressing to become a cashless nation by 2050, owning a credit card will be an essential for every Malaysian. This reward Visa Platinum credit card from Alliance Bank is among the best travel credit cards in Malaysia that average middle income earners can afford. Read our full review

Platinum travel privileges all over the world, MAS Enrich Miles, and AirAsia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
OCBC MasterCard Pink credit card

If owning all that is pink is in your Bucket List, you should have your eyes on the OCBC Mastercard Pink. It is easily accessible, gives you cashback savings on your spending, and you will stand a chance to receive amazing sign-up gifts and promotions. Plus, it's pink! Did we mention that already? Read our full review

Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AEON BiG Visa Classic credit card

Turn your mandatory and monotonous grocery shopping moment into an exciting savings adventure with AEON BiG Visa Classic credit card! This credit card gives you cash rebate and reward points in almost every way. Read our full review

Get rewarded in daily things that you do - from grocery shopping to filling up petrol. Cash rebate, reward point or discount, you name it; they have it.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
OCBC MasterCard Blue credit card

A great entry level credit card, suitable for young working professionals to start taking advantage of a credit line. Enjoy a range of benefits in Malaysia, Singapore, and Indonesia.  Read our full review

Feel the steely confidence of the OCBC Mastercard Blue. Uncapped up to 1% cash rebate on all your retail spending and an annual fee that's waived for life.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Alliance Bank MasterCard Gold credit card

No point prolonging the inevitable, it may be time for get your very own credit card if you still don't have one yet. Alliance Bank MasterCard Gold is a basic starter card that you could start with if you're still on the fence, with no annual fees for the first 3 years.  Read our full review

Swipe your way to your dream vacation with this card! Earn up to 2x Timeless Bonus Points and free air miles will be yours sooner than you think!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Public Bank Petron Visa Gold credit card

Annual Fee Waiver

Great news for people just thinking about applying for a new credit card - no more government service tax and zero annual fees for life with the Public Bank Petron Visa Gold! Read our full review

Get this PB credit card to enjoy up to 5% cashback at any Petron service station in Malaysia. Get uncapped 0.5% cashback for all other expenses!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AmBank Visa Platinum credit card

Who could ever imagine a piece of plastic can bring you all the shopping convenience you dreamed of. AmBank Visa Platinum gives you more than just convenience, it also makes your shopping experience a whole lot more satisfying and rewarding! Read our full review

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Affinbank World MasterCard credit card

Treat yourself to the Affin Bank World MasterCard with exclusive golf, dining, and shopping privileges. Enjoy low interest charges on your retail spending, earn attractive cash rebates, and have complete peace of mind with automatic personal accident coverage during your travels abroad. Read our full review

Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
Hong Leong Wise Platinum credit card

10% Cashback Everyday

Hong Leong Wise Platinum offers high cashback of 10% on two of your chosen categories from petrol, dining, groceries, pharmacies, mobile, departmental, book stores, utilities, entertainment and travel. What's more – mobile spending is included as a bonus category. Read our full review

Hong Leong Wise Card is the only credit card that rewards you with 10% cash back all day, every day.

Annual Fee
RM318.00
Min. Annual Income
RM60000
Read moreApply now
Hong Leong I'm Card credit card

You may own a credit card, but do you feel like you really OWN it? How about being reminded that "If you can dream it, you can do it." or "expect problems and eat them for breakfast!" everytime you swipe your card?  Read our full review

Got a motivational quote that you live and breathe by? Have it printed on your card! Enjoy zero annual fees with seamless 24-hour online banking.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Maybank American Express Cash Back Gold credit card

What is Xpress Apply

If you love the idea of getting your money back after spending any amount, any day on any retail items with your credit card, Maybank will make your wish come true with its brand new American Express Cash Back Gold credit card. Read our full review

Grocery shopping and retail therapy will never be dull again with Amex. Enjoy 5% welcome rebate and unlimited cashback every month, plus dining privileges and savings up to 50%!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM30000
Read moreApply now
Alliance Bank Visa Infinite credit card

A premium travel credit card that is designed to meet the ultimate needs of high net-worth individuals: frequent flyers air miles conversion, personalized concierge services and VIP-class lounges - Alliance Bank Visa Infinite is the name of the game. Read our full review

No limits on your Timeless Bonus Points when you swipe for retail purchases. Fly for free with MAS and AirAsia miles redemption for your next holiday getaway!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM150000
Read moreApply now
AmBank Visa Infinite credit card

No Annual Fee

Principal cardholders don't have to pay for an annual fee on this premium credit card, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - sharing is caring! Read our full review

Enjoy infinity access to Plaza Premium Lounge, higher reward points, Air Miles conversion and RM2 million travel insurance in a premium Visa Infinite card

Annual Fee
Free
Min. Annual Income
RM120000
Read moreApply now
Public Islamic Bank Visa Gold Credit Card-i credit card

Enjoy real cashback rebates and extra savings coming your way with the Visa Gold Credit Card-i. This Syariah compliant card comes with Visa payWave for quick and easy transactions over the counter. You’ll also get annual fee waivers and complimentary takaful travel coverage up RM500,000 for added security. Read our full review

Unlimited cashback and high travel insurance coverage with Public Bank! Enjoy fast and convenient payments at the counter with Visa payWave.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
GSC - Hong Leong Platinum Visa credit card

Are you a huge movie buff? If you are, it's time to hunker down, get cozy, and watch some movies with your new Hong Leong GSC Platinum Credit Card. Not only does it exude class and confidence, the Hong Leong GSC Platinum is equipped with the latest breakthrough in contactless payment. With the Visa payWave, just wave-and-go! Read our full review

The ultimate movie card. Enjoy Bonus Value Privileges of RM100 to pay off up to 50% of your ticket price. Plus, exclusive dining privileges and priority ticket purchases only at GSC.

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
OCBC Great Eastern Platinum MasterCard credit card

The collaboration between OCBC Bank and Great Eastern insurance provider resulted in the birth of Great Eastern Platinum MasterCard. This card aims to bring the best of both worlds – credit card and insurance – to its cardholders. Read our full review

Exclusively for Great Eastern policyholders a credit card that allows you to pay for purchases and bills, as well as covers you up to RM100,000 insurance coverage on death and TPD!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Bank Islam Infinite Visa Credit Card-i credit card

Whether you are a world traveller or an avid shopper, empower your spending and gain financial advantages when you sign up for Bank Islam Infinite Visa Credit Card-i. Read our full review

Empower yourself with this credit card which provides financing limit as high as triple of your monthly salary and help desk support round the clock!

Annual Fee
Free *
Min. Annual Income
RM150000
Read moreApply now
BSN Classic Visa credit card

What is Xpress Apply

It’s a classic credit card by Bank Simpanan Nasional that gives you reward points when you spend. You’ll also get low interest on your outstanding credit balance, as well as special rates on balance transfer and easy instalment plans. Read our full review

From low interest fees to free travel insurance coverage to zero interest instalment plans, there's a lot that this card has to offer!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Alliance Bank You:nique - Great Rates credit card

Alliance Bank You:nique - Great Rates is a unique credit card that features personalized card face, offers lower interest rate for credit card outstanding balance and an annual fee waiver for the first 3 years! Read our full review

Enjoy great savings and amazing interest rates with 0% for your first 3 months' spending. Choose your own card image for the ultimate personalised card!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Public Bank Visa Signature credit card

Announce your arrival into a world full of benefits and privileges with the Public Bank Visa Signature. This is an excellent all-rounder credit card, with great value on cash rebates, reward points, and travel conveniences. Plus, all your purchases are made effortless with the Visa PayWave feature - just wave your card at the contactless reader during checkout. Read our full review

Enjoy 6% cashback and earn VIP Points on your retail spending, plus complimentary access to airport lounges, and free travel insurance - No annual fee!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
UOB One Visa Platinum credit card

Get cashback on-demand with the UOB ONE Visa Platinum credit card. You’ll get extra savings on fun-filled weekends and exclusive dining discounts! Read our full review

Enjoy daily rebates: up to 8% cashback for all everyday spending with ONE Platinum card. Save more with SMART$ Rebate of up to 10%.

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM178.08
Min. Annual Income
RM48000
Read moreApply now
New AEON Visa Classic credit card

Is grocery shopping your cup of tea? Why not make every trip of yours a more fruitful and rewarding one with this New AEON Visa Classic credit card, you are guaranteed with something in return on every swipe you make! Read our full review

Amazing offers from AEON stores across Malaysia and exclusive discounts at over 1500 preferred merchants mean you get more value from your shopping.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Standard Chartered WorldMiles World MasterCard credit card

Standard Chartered Bank brings good news to frequent flyers with its travel credit card – Standard Chartered WorldMiles World MasterCard. Transform the way you travel with the card that lets you earn airmiles faster than ever while offering you comfort between trips, along with exclusive travel packages and merchant offers across the region. Read our full review

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, complimentary airport ride transfer, personal concierge and more with the WorldMiles World MasterCard.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Annual Fee
Free *
Min. Annual Income
RM90000
Read moreApply now
OCBC 365 MasterCard credit card

Introducing the new kid on the block - get uncapped cash rebates for just about anything you buy with the new OCBC 365 MasterCard. Avoid unnecessary fees with 20-day interest free purchases, no annual fee for your first year, and dodge late penalty fees with OCBC Paymaster automatic bill payments! Read our full review

No-one likes to be restricted! Earn unlimited cashback all year long, enjoy hassle-free auto bill payments, and zero annual fee for the three years.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank Manchester United Visa Infinite credit card

What is Xpress Apply

Launched by Manchester United legend, Peter Schmeichel, the new Maybank Manchester United Visa Infinite credit card is the first ever Manchester United co-branded premium card in the world. For such high stakes, what does MU Visa Infinite offer? Read our full review

Special discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour. 10,000 TreatsPoints upon activation and up to 10x TreatsPoints on Man United-related transactions

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
HSBC Amanah MPower Visa Credit Card-i credit card

Designed according to Shariah principles, HSBC Amanah MPower Visa Credit Card-i caters to those who love both spending and saving! The best of both worlds! Read our full review

HSBC Amanah MPower Visa Credit Card-I offers great value. Get up to 8% cash back, smart discounts and exclusive privileges.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Alliance Bank MasterCard Platinum credit card

Do you like to go see the world for a fraction of the retail price? If your answer is yes, get on board with the Alliance Bank MasterCard Platinum - a truly travel credit card with perks for frequent flyers and high credit limit. Read our full review

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
GSC - Hong Leong Gold Visa credit card

Movie goers delight, with the GSC-Hong Leong Gold Visa, you will enjoy great discounts on movie tickets and refreshments at all GSC Outlets - that's right, catch all the latest blockbusters first minus the premium prices! Read our full review

The ultimate movie card. Receive 50% off tickets of up to RM60, plus fast payment with access to Priority Ticketing Lane and up to 15% discounts on food and beverages at GSC.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
BSN Platinum Visa Credit Card-i credit card

What is Xpress Apply

All you could want in a platinum card – rewards, protection, lifestyle, financial freedom and convenience. How could you possibly go wrong with your new BSN Platinum Visa Credit Card-i? Read our full review

Feel the touch of Platinum - enjoy exclusive lifestyle privileges, reward programmes and lower interest charges, all with the BSN Visa Platinum-i.

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Public Islamic Bank MasterCard Platinum Credit Card-i credit card

Hibah rebates? Complimentary access to Plaza Premium Lounges across Malaysia? You’ll get it all and more with this Shariah compliant card! Enjoy quick and easy access to your platinum privileges with the MasterCard Platinum Credit Card-i. Read our full review

Get free access to Plaza Premium Lounge in Malaysia for principal and supplementary cardholders.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
OCBC Platinum MasterCard credit card

If you earn at RM24,000 a year or more, you surely deserve to indulge in life. OCBC Platinum MasterCard is just the credit card you need to help you enjoy your hard-earned money and reward yourself. Read our full review

Enjoy unlimited privilege with the new OCBC credit card. Worldwide access to personalised premium services and exclusive VIP benefits.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
CIMB Preferred Visa Infinite credit card

You have worked hard to arrive at your life, now it is time to reap the benefits of your hard work with CIMB Preferred Visa Infinite, offering access to a host of privileges that are nothing short of extraordinary. Read our full review

A premier credit card that rewards Bonus Points, unlimited airport lounge access, travel insurance coverage and preferential foreign exchange rate!

Annual Fee
Free
Min. Annual Income
No Minimum
Read more
RHB Visa Signature credit card

Fresh pressed out of the credit card oven comes the RHB Signature Credit Card. A Visa Signature card with a slight twist - it offers cash back on both domestic and international spending, a feature relatively unheard of in the Malaysian Signature credit card scene. But how does it stand up against the competition? Read our full review

Amazing rewards and exclusive privileges. Unlimited 1% cashback on overseas and online spending.

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
OCBC World MasterCard credit card

Open up a treasure trove of benefits and exclusive privileges with the OCBC World MasterCard, allowing you and your family the freedom to explore and pursue the places that you've always dreamed about. Go ahead and live life on your own terms, you've earned it. Read our full review

All the world's a stage with OCBC. Travel in style with instant access to KLIA Plaza Premium Lounge, free travel insurance, and 24/7 concierge!

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
Public Bank AIA Visa Gold credit card

Launched as part of Public Bank’s strategic insurance model partnership with AIA Bhd, the Public Bank AIA Visa Gold Credit Card has been widely advertised as the card that gives you more. But how much more does it give you? Keep reading below for more details. Read our full review

2% cash rebate on AIA insurance premiums and unlimited MegaBonus of up to 0.5% on all other purchases make this a Gold cashback card.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Bank Islam Platinum Visa Credit Card-i credit card

Go Platinum with Bank Islam Credit Card to reap significant benefits ranging from zero-cost on flexible instalment to free annual fee, Takaful coverage, and loyalty rewards. Read our full review

Live the Platinum Lifestyle with a wealth of travel and shopping privileges, loyalty reward points and generous Takaful coverage.

Annual Fee
Free *
Min. Annual Income
RM84000
Read moreApply now
Alliance Bank Visa Gold credit card

Introduce yourself to timeless rewards with a VISA gold credit card that gives you points on all your charges – even doubling when you pay your bills and shop overseas! And with no annual fee to worry about, you’ll get value for your credit card and the convenience of online shopping and e-banking at your fingertips. Read our full review

Enjoy thrilling discounts, Timeless Bonus Points that never expire on every Ringgit spent with your Alliance Bank Visa Gold card.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
AmBank Islamic World MasterCard-i credit card

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier! Read our full review

Does business over golf course sound interesting? World MasterCard-i guarantees. Enjoy unlimited premium airport lounge, Takaful protection, Air Miles conversion and many more!

Annual Fee
Free
Min. Annual Income
RM120000
Read moreApply now
Citi Rewards Visa Signature credit card

If you love both shopping, exploring the world and rewards, then the Citi Rewards Visa Signature is the card for you. Read our full review

Enjoy the luxury of global access and 5x Rewards Point not only at your favorite department stores, but worldwide.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Bank Islam Classic Visa Card-i credit card

Classic Credit cards don’t always mean there is less for the card to offer. It just means that the card is easier to handle. Read our full review

This Shariah concept credit card may only be used to make Halal transactions.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
BSN Gold Visa Credit Card-i credit card

What is Xpress Apply

Wishing to get more benefits out of a credit card? Then BSN Gold Visa Credit Card-i is the credit card for you. With no conditions attached you can get 5 freebies: free annual fee waiver, supplementary cards, BSN Zing PLUSMiles Card, rewards points and travel insurance! Read our full review

Annual fee waivers for life? Free Takaful travel insurance? You'll get great rewards and even better savings with this BSN Islamic Gold Visa credit card!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
RHB Platinum Visa credit card

Spruce up your life with array of free exhilarating items you can get with RHB Platinum Visa credit card. Turn every swipe of yours to work in your favour, from getting free insurance to preferred exchange rates, don't miss out any of them! Read our full review

Get reward points that never expire on almost everything you spend on from dining to bill payment to garment purchases! Free travel insurance could be easily yours for free too.

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
Hong Leong Sutera Platinum Card credit card

A faster way to earn rewards points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 6x faster than most other rewards points cards. Earn 6x rewards points every RM1 spent overseas, 3x for dining at any day of the week, 3x for local spending on weekends, and 1x for everything else. Read our full review

Earn Reward Points every time you spend locally and overseas. Plus get free access to Plaza Premium Lounge and travel insurance coverage of up to RM1.7 million.

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Citi Business Platinum Card credit card

Balancing your business and lifestyle needs can sometimes be a little tricky. With Citi Business Platinum Card, you can do this easily as this credit card provides benefits to suit your work and lifestyle requirements and rewards you at the same time. Read our full review

A unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
Alliance Bank MasterCard Classic credit card

Go cashless with a classic MasterCard that rewards you for every spend. Handle your payment conveniently, via Pin & Pay or contactless method, and collect reward points effortlessly! Read our full review

Earn your way to free air tickets from Malaysia Airlines and Air Asia wherever you swipe. Book your next holiday with reward points that never expire!

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
BSN 1 TeachersCard MasterCard credit card

Even teachers need a break every so often! Get rewarded for your service to Malaysian education with BSN 1 TeachersCard MasterCard. It’s a credit card by Bank Simpanan Nasional designed especially for educators and employees of the Ministry of Education, lecturers at approved private or public universities, and teachers in MARA Junior Science College. Read our full review

A card designed for teachers and educators all over Malaysia. Take advantage of zero annual fees, low interest rates, and a great rewards programme!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Hong Leong Essential credit card

Unlimited Cashback

With Hong Leong Essential, you will definitely get some cashback of up to 1% on anything else. No minimum spending is required. And, there is no cap at all! Read our full review

Specially designed to give you greater financial freedom and flexibility - 1% unlimited cashback all the time. Less plastic, more power!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
The Store Pacific Hong Leong Gold MasterCard credit card

If you love shopping at the Store Pacific – with its special offers and discounts on retail goods – you’re going to love this cashback credit card. With cashback rates of up to 6%, you simply get more for your money when you shop at the Store Pacific with Hong Leong Gold MasterCard. Read our full review

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cashback on all other retail transactions.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
RHB Islamic Smart Value Credit Card-i credit card

Introducing the RHB Islamic Smart Value Credit Card-i, a card for the Everyday People. Where cashback and practicality go hand in hand. Read our full review

Earn up to 5% Cashback on Shopping Online, Groceries, Petrol, Utilities and so much more.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
MyEG-RHB Credit Card credit card

There is a world of convenience waiting for you when you use MyEG, Malaysia's E-Government Services provider. Allowing you to easily conduct transactions with various government agencies online and offline. What better way to take advantage of an already excellent service by enhancing it with the MyEG- RHB Credit Card, offering you up to 5X Reward Points when you pay for your MyKad replacement, JPJ summons, and driving license renewal online. Read our full review

Get rewarded with 5X Reward Points when you pay your utility bills, renew your road tax, or use any existing MyEG services online or at the counter.

Annual Fee
RM93.28
Min. Annual Income
RM24000
Read moreApply now
CIMB Platinum MasterCard credit card

From golfing to traveling, dining and shopping, CIMB is giving you all access to a host of amazing lifestyle benefits and experiences with just a single swipe - enjoy personalized concierge services, generous credit limit and reward points on all your spending! Read our full review

Pay for your purchases with Bonus Points, or with interest free instalment plan for 36 months. Discover amazing privileges when you shop and dine with a Platinum MasterCard

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Hong Leong Visa Infinite P credit card

Invitation Card

First of all, Hong Leong Visa Infinite P is a credit card that is designed for the discerning few. Ownership of the card is exclusively by invitation from Hong Leong Bank only. If you're a traveller, Hong Leong Infinite P is definitely your best travel companion that gives you travel privileges that fit perfectly with your travel lifestyle. Read our full review

Only for the very exclusive - Enjoy getting pampered at Priority Pass airports lounges worldwide, to escape from the busy departure hall crowd.

Annual Fee
Free
Min. Annual Income
No Minimum
Read more
Hong Leong Visa Infinite credit card

Realise your dreams of trekking the world's most sought after destinations with the Hong Leong Infinite Card, with a lifetime annual fee waiver, attractive air mile conversion rates, and worldwide privileges, all waiting to be discovered in this sleek black Visa Infinite credit card from Hong Leong. Read our full review

Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles

Annual Fee
Free
Min. Annual Income
RM150000
Read moreApply now
New AEON MasterCard Classic credit card

Go beyond just cashless transaction that every credit card equips you with, get yourself a New AEON MasterCard Classic and start getting the most out of the money you spend! Read our full review

Access to discounts at over 500 shopping outlets. Enjoy cashback for any purchases at AEON Stores nationwide. Redeem AEON Gift Voucher with less rewards points.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
SOGO RHB Credit Card credit card

This is a brand spanking new credit card issued by RHB and SOGO made specially for those looking to stretch their spending capacity, with attractive cash back and loyalty points for Sogo KL. Read our full review

Get instant cash rebates and double your S-Points when you use your SOGO- RHB Credit Card on top of your S Card at SOGO.

Annual Fee
RM93.28
Min. Annual Income
RM24000
Read moreApply now
Alliance Bank Visa Classic credit card

An unconventional classic Visa credit card from Alliance Bank that gives your air miles conversion with two of Malaysia's biggest airlines. That's not all, this worldwide recognized Alliance Bank Visa Classic is equipped with line of credits for your rainy days! Read our full review

Every swipe on retail purchases locally and overseas brings your closer to next holiday! Redeem up to 1,000 air miles from MAS or AirAsia each time you convert your reward points.

Complimentary Barry Smith Luggage - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
AmBank Visa Gold credit card

Remember the times when you buy a costly item with cash but before handing it over, you would count it a few more times just to make sure there's no notes sticking together or mistakenly slipped a few extra in? Take a leap into the world of convenience with AmBank Visa Gold and worry about those wicked cash no more! Read our full review

With no annual fees, premium travel privileges and worldwide recognition, the AmBank Gold Visa is definitely a card without boundaries.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
New AEON Visa Gold credit card

Spice up your life and most importantly, your wallet with the New AEON Visa Gold! This credit card keeps you busy with awesome rewards it hands out to you from Plaza Premium Lounge access all the way to free extensive personal accident insurance coverage! Read our full review

With special discounts at every AEON store nationwide and access to deals at over 1500 partner stores your shopping gets a whole lot more value.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Affinbank Visa Gold credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank Visa Gold - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program. Read our full review

A simple credit card jam-packed with benefits and credit lines for your convenience. Enjoy first year annual fee waiver plus low finance charge of 12% p.a. an interest rate rebate for prompt credit card bill settlement.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Bank Islam Visa Infinite Business Credit Card-i credit card

Having top executives speaking to conferences worldwide? You know that the costs to fly, accommodate, feed and entertain them can go through the roof – things most HR and finance departments would not appreciate. Read our full review

Take your business further with perks and benefits that will only make your business grow

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
RHB Platinum Business MasterCard credit card

You must have come across or probably own credit cards that are tailored for travellers, shopaholic, road buff and food enthusiast. If you are planning to run your own business and wouldn't want to miss out on those benefits, RHB has a card for that too! Read our full review

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
Public Islamic Bank Visa Platinum Credit Card-i credit card

Go premium with the Public Islamic Bank Visa Platinum Credit Card-i! You’ll get even more platinum benefits – higher cash rebates, free takaful travel insurance and Plaza Premium Lounge access – to travel and shop in style! You'll also enjoy quick and easy transaction over the counter with Visa payWave. Read our full review

Get premium benefits from Visa and Public Bank. Free Plaza Premium Lounge access, unlimited cash rebates, and RM1 million travel coverage!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
AmBank Islamic Al-Taslif Visa Platinum Card-i credit card

Free for Life

The annual fee is totally free of charge for AmBank Islamic Al-Taslif Visa Platinum Card-i. The fee waiver is not attached to any conditions. Read our full review

This AmBank Islamic Platinum card helps you enjoy all there is to enjoy in life, wherever you are in the world with global acceptance and internet banking.

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Public Islamic Bank MasterCard Gold Credit Card-i credit card

Get a lil' extra with the Public Islamic Bank MasterCard Gold Credit-Card-i! Enjoy Hibah rewards on every purchase and complimentary takaful travel insurance with benefits of RM500,000. And don’t forget to take advantage of PayPass for quick and convenient transactions at the cashier – it's just a Tap & Go! Read our full review

Enjoy unlimited 0.2% cashback on everything you spend. For peace of mind, charge your full travel fare to enjoy RM500,000 travel coverage.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Bank Islam World MasterCard Card-i credit card


Ascend yourself to the highest echelon of MasterCard reward credit card suite that offers financing limit up to 3x salary as well as exclusive privileges. Read our full review

An exclusive premium credit card for the world traveller craving unique experiences - based on Shariah principles.

Annual Fee
Free *
Min. Annual Income
RM100000
Read more
CIMB Petronas Platinum MasterCard credit card

A cross-breed between travel and petrol credit card that everyone must have - CIMB PETRONAS Platinum MasterCard. Beat the RON97 and RON95 weekly price fluctuations with a generous cashback. Distance disappears when your journey gives you more returns! Read our full review

Be a Smarter Driver - Get petrol cashback for all transactions made at PETRONAS nationwide and grab exciting discounts and offers on auto-related products and services.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Affinbank MasterCard Classic credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank MasterCard Classic - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program. Read our full review

Enjoy low finance charge from 12% p.a. with interest rate rebate every month, extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
ICBC UnionPay Dual Currency Platinum credit card

ICBC UnionPay Dual Currency Platinum credit card is your ultimate travel companion for your next trip to China. All the travel benefits under this card are designed to enhance your pleasure and peace of mind when checking in at the airport, or when trekking the Great Wall of China. Read our full review

Live the Platinum life and enjoy free premier service at selected airport lounges in China. Preferential Ringgit to Renminbi exchange rates with no extra fees.

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
HSBC Premier World MasterCard credit card

As a HSBC Premier customer, you will be provided with the best that the bank can offer including banking services tailored to your unique needs and various financial privileges. One of these perks includes HSBC Premier World MasterCard that is designed to reward and pamper you. Read our full review

Great Rewards Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
Singapore Airlines KrisFlyer American Express Gold credit card

What is Xpress Apply

Want to fly to your dream destination, but your eager hands keep swiping your credit card at the mall?  Read our full review

A fast and easy way to earn KrisFlyer Miles for free SIA flights and Plaza Premium Lounge access. Get instant overseas help by phone anytime with American Express Global Assist.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
Maybank MasterCard Gold credit card

What is Xpress Apply

In our modern world, credit cards are indispensable – gone are the days when you need to bring along heaps of cash in the street, with dangers constantly lurking by the bushes! Read our full review

Enjoy great travel, dining, and shopping privileges whether you're in Malaysia or abroad. Collect TreatsPoints to redeem rewarding gifts and also waive annual fee!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
RM137.80
Min. Annual Income
RM36000
Read moreApply now
Hong Leong Gold Visa credit card

Sure its value may go up and down with the rest of the market, but gold is a safe standard to bet on. As is the Hong Leong Gold Visa, the credit card which gives you guaranteed returns anywhere you go! Read our full review

Take your time to fix your debt problems with a lifetime 6.99% p.a. balance transfer from Hong Leong. You'll get a great credit card too!

Annual Fee
RM169.60
Min. Annual Income
RM24000
Read moreApply now
AEON MasterCard Gold credit card

Turn every purchase of yours into a golden ticket to marvelous privileges and a bunch of free gifts! AEON MasterCard Gold gives you the boost in life that you need. Read our full review

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 6x a year!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Hong Leong Gold MasterCard credit card

Get everything you could need all in 1 card – Hong Leong Gold MasterCard gives you Reward Points on every Ringgit spent, insurance coverage when you travel, and special credit card banking services exclusive for Hong Leong credit card holders. Read our full review

Lifetime interest rate of 6.99% p.a. on your balance transfer with the Hong Leong Gold MasterCard - consolidate your debts at your own pace.

Annual Fee
RM169.60
Min. Annual Income
RM24000
Read moreApply now
Affinbank Touch 'n Go MasterCard Gold credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank Touch 'n Go MasterCard Gold - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program. Read our full review

Get in the fast lane with this 2-in-1 credit card, allowing you to spend smartly, get rewarded for spending and skip long queue at toll booths.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Alliance Bank Business Platinum MasterCard credit card

Made with small and medium enterprises in mind, the Alliance Business Platinum MasterCard is tailored to offer both flexibility and convenience to manage the expenses of running a business. Read our full review

Extra savings on each business transactions with a platinum MasterCard that gives you an extended interest-free period and cashback on all purchases.

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
AEON Motorcycle Associate Affinity Gold credit card

Put your Malaysia Motorcycle & Scooter Dealers Association membership to good use and enjoy the benefits only you can get. Equip yourself with Motorcycle Associate members exclusive credit card and stand out from the others! Read our full review

Exclusive Visa Gold Credit Card for members of the Malaysia Motorcycle & Scooter Dealers Association

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
UOB Visa Infinite credit card

The asking price for luxury is often steep, which is why few can actually afford it. But for those bold enough you can get a card which gives your unlimited benefits and exclusive lifestyle privileges. Read our full review

Enjoy the finest privileges and the exquisite prestige that comes with the UOB Visa Infinite. Get Infinite Rewards, airmiles, discounts and complimentary lounge access all year round!

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM636.00
Min. Annual Income
RM180000
Read moreApply now
Hong Leong Fortune Card credit card

Who needs a lucky charm when you’ve got real fortune coming your way? Get your hands on the Hong Leong Fortune Card for real cash earnings on all your shopping and spending – that’s more cash back with every swipe! Read our full review

The new Hong Leong Fortune Credit Card with Real Cash Earnings, where you'll be rewarded every time you use your credit card. Get Cash not Points!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
AmBank M-Gold Visa Card credit card

Enjoy more value for your Ringgit with a special ‘by invitation only’ VISA credit card that gives you both Ambank rewards and Bonuslink points. Find out more about the exclusive M-Gold Visa and other Ambank promotions in our review below, including free travel insurance, 0% Installment Plan, complimentary women’s health check and AmBank online banking. Read our full review

Earn more with AmBank and Bonuslink every time you swipe! Redeem great prizes, get free travel insurance, and enjoy yearly medical check-ups.

Annual Fee
RM238.50
Min. Annual Income
RM24000
Read more
AmBank Visa Signature credit card

No Annual Fee

Enjoy the convenient of not having to pay for a hefty annual fee, that usually comes with any premium credit cards, with no conditions and no hidden motives for a lifetime. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you! Read our full review

Stay protected with up to RM1 million in travel insurance, earn 3x AmBonus Points and enjoy dining and hotel discounts and perks - be treated like a royal

Annual Fee
Free
Min. Annual Income
RM80000
Read moreApply now
Alliance Bank Allianz Insurance Visa Platinum credit card

Made easy on your wallet and sense of security, this VISA credit card for Allianz employees gives bigger benefits including cashback on insurance premiums. Other special feature like max cash advance withdrawals and RM0 annual fees are all unlocked when you get your hands on this platinum credit card. Read our full review

Exclusive customised credit card for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Unlimited 0.3% cashback on spending at Allianz general insurance.

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Alliance Bank Visa Infinite Business Credit Card credit card

Cashback or Reward Points

Alliance Bank Visa Infinite Business Credit Card allows you to make choices on whether to earn cashback or reward points. Every Ringgit you spend on retail purchases is worthy with both options. Read our full review

Enjoy better cash flow and 56 days interest-free on purchases to make your business run. Your choice of cashback or reward points for the money spent.

Annual Fee
Free *
Min. Annual Income
RM150000
Read moreApply now
RHB Premier Visa Infinite credit card

The world of opportunity is what’s waiting for you when you have an RHB Premier Banking Membership. Experience luxury and endless benefits with the RHB Premier Visa Infinite credit card. Read our full review

Indulge in endless luxuries with the card that takes you further. With rewards points for days and great travel and golfing benefits, this card meant for the high life.

Annual Fee
Free
Min. Annual Income
RM150000
Read moreApply now
Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless - with every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers and more. Read our full review

Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
HSBC Amanah Premier World MasterCard-i credit card

If you are constantly on the go to shopping heaven like Paris and Milan and at the same time desiring to earn on your spending, HSBC Amanah Premier World MasterCard-i is just the right card to kill two birds with one stone, while complying to Shariah's law. Read our full review

The preferred card for global travellers offers exclusive rewards and privileges with cash back on all your overseas spending, plus takaful coverage.

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
AmBank Platinum MasterCard credit card

A FREE-for-Life Platinum credit card for travel, rewards, bill payment, cash management and your lifestyle. Suitable for anyone aged 21 years and above and earn a minimum of RM48,000 annually. Read our full review

Enjoy Platinum benefits: 2x premium airport lounge access, free travel insurance, hotel and dining privileges and AmBank private banking admission

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Alliance Bank Chinese Independent Schools Visa Gold credit card

A quality education is the key to long term success in life and work – you of all people would know this firsthand. That's why Alliance Bank helps you give back to your Chinese Independent school with a VISA credit card that provides auto-debits on your monthly pledges and Timeless Bonus Points donations. Read our full review

Join the efforts to improve Chinese education by contributing part or all of your reward points to any Chinese Independent School, it's all voluntary!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
BSN Platinum MasterCard Credit Card-i credit card

What is Xpress Apply

Any credit card can give you more benefits, rewards, and privileges – but do all of those cards give them away for free? With BSN Platinum MasterCard Credit Card-i you get all these bundled in a Shariah compliant platinum credit card to help you save money! Read our full review

The BSN Platinum Card-i offers everything you could possibly need in a new credit card, providing more benefits, more rewards, and more privileges.

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
RHB Visa Infinite credit card

Don't settle for less, go for the best credit card you deserve. Whether you are going on a shopping spree overseas or golfing with your business clients, great reward awaits you in each swipe of your RHB Visa Infinite card! Read our full review

With RHB Visa Infinite you will discover endless indulgences that give you pleasure beyond measure to attain total wellness.

Annual Fee
Free
Min. Annual Income
RM150000
Read moreApply now
AmBank Islamic Al-Taslif MasterCard Platinum Card-i credit card

If you're making RM48,000 every year and aged 21 and above, AmBank Islamic Al-Taslif MasterCard Platinum Card-i is the right credit card companion for travel, rewards, bill payment, cash management and your lifestyle. It's FREE-FOR-LIFE, just read on to find out more. Read our full review

A Platinum credit card-i that qualifies access to premium airport lounge twice a year, private banking services and AmBank home and auto financing-i

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Alliance Bank Allianz Insurance Visa Gold credit card

The Allianz Insurance Visa Gold gives you more than just great insurance - starting with better benefits and awesome cashback rebates, this card is the ideal companion for any Allianz policyholder and employee. Read our full review

Credit card designed exclusively for agents and employees of Allianz General Insurance Company (AGIC) Malaysia. Enjoy 0.3% unlimited cashback on your monthly Allianz insurance premiums.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AmBank Islamic Visa Infinite Card-i credit card

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier! Read our full review

Travel the world elegantly and Islamically. Collect rewards points that are exchangeable to Air Miles and other gifts. Get covered with up to RM2 million travel Takaful for peace of mind while on board.

Annual Fee
Free
Min. Annual Income
RM120000
Read moreApply now
RHB Smart Value Visa Card credit card

Up to 5% Cashback

Save more on the important purchases in your everyday life – petrol, groceries, online shopping, utilities and retail spending. The cashback is only applicable on local spending with a minimum of RM500 and above. Read our full review

Never need to worry about your travel insurance as you will be protected for coverage of up to RM100000.

Annual Fee
RM74.20
Min. Annual Income
RM24000
Read moreApply now
BSN Visa Platinum credit card

What is Xpress Apply

Say hello to a little more of everything with your Visa Platinum credit card by Bank Simpanan Nasional. Exclusive rewards and privileges await you! Read our full review

Get a little more of everything with the BSN Visa Platinum - global privileges, premium insurance protection and best of all, its totally free.

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Public Bank Platinum MasterCard credit card

Life ain’t a free ride. So double up on the savings with the Public Bank Platinum MasterCard! You’ll get cashback and reward points for all the day-to-day transactions. Platinum privileges for the person who deserves it most – you! Read our full review

Platinum privileges abound - free up to RM1million travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
ICBC UnionPay Dual Currency Classic credit card

The ICBC UnionPay Dual Currency Classic credit card is good news for frequent flyers to China, whether its for business or pleasure. This range of credit cards offers the only UnionPay cards available in Malaysia. Read our full review

The only dual currency Classic Credit Card that allows you to charge in Renminbi while in China and Ringgit everywhere else in the world.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank Manchester United Visa Card credit card

What is Xpress Apply

Glory, glory Man United! No matter who your favourite player is this credit card is the ultimate wet dream for any die-hard Red Devils fan! From exclusive discounts on Man United merchandises to extra Maybank TreatsPoints for every game they win, this credit card will take you all the way to the top of your social league. Read our full review

Get up to 10x TreatsPoints for all Manchester United-related transactions and more discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
UOB Lady's MasterCard credit card

Chic, slick, and gorgeous. UOB Lady’s MasterCard is your membership card to an exclusive lifestyle, where no men are allowed. Ladies only please! Read our full review

Embrace your womanhood with exclusive credit card for lady. Awarding you 10x UNIRinggit on beauty purchases and 10% fashion cashback every weekend and 0% instalment on luxury items

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM72.08
Min. Annual Income
RM24000
Read moreApply now
AmBank World MasterCard credit card

No Annual Fee

Only at AmBank you can own a truly premium credit card at zero annual fee for a lifetime, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier! Read our full review

Because golfing and business are like butter and toast. Get 50% off on Green Fee, unlimited premium airport access and Air Miles conversion with World MasterCard

Annual Fee
Free
Min. Annual Income
RM120000
Read moreApply now
UOB One Visa Classic credit card

Go crazy on your cashback savings with UOB ONE Visa Classic. It’s a classic credit card by UOB designed to give you more savings when you spend on the things that you need. Read our full review

Put money back into your pocket with the UOB ONE Visa Classic, a credit card that earns you up to 8% cashback for all of your everyday purchases.

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM72.08
Min. Annual Income
RM24000
Read moreApply now
AIAFAM-BSN Visa Platinum Business credit card

Being part of AIAFAM ( AIA Insurance Agency Force Association Malaysia) has its benefits and privileges, whether you're a policyholder of AIAFAM life insurance or a member of theirs as an agent or employee. Read on to discover the perks you can get out of the strategic partnership of BSN with AIAFAM! Read our full review

Get a AIAFAM life insurance you deserve at a discount and also enjoy more savings whenever you make any retail purchases, be it local or overseas!

Annual Fee
Free
Min. Annual Income
RM32000
Read moreApply now
RHB Platinum Business Visa credit card

Just as how a personal credit card comes in handy on many occasion, a business credit card definitely helps your business in reaching the extra mile too. Fellow businessmen and entrepreneurs, discover RHB Platinum Business Visa card's capability right below! Read our full review

If your world is business and your business is around the world, the RHB Platinum Business card is definitely for you.

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
Citi PremierMiles Visa Signature credit card

If you are a frequent flyer, this is the ideal travel card that welcomes you to the VIP life. Read our full review

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights!

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
BSN Gold MasterCard credit card

What is Xpress Apply

It’s not just gold and glitter with the BSN Gold MasterCard. You get savings which no other gold credit card in the market offers. And it all starts with zero annual fees FOR LIFE with your credit card!  Read our full review

Go gold and glitter with exclusive lifestyle discounts, a worthwhile reward program, and comprehensive travel coverage. Go with BSN and MasterCard!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
RHB Platinum MasterCard credit card

Money don't come easily, make sure you are getting the most out of every Ringgit you spend. RHB Platinum MasterCard is here to help you to make that happen. Reward points, free protection, airline vouchers and more, they're all packed in a palm-sized card! Read our full review

Easy reward points that last forever, free golf country club entry and preferred exchange rates at KLIA, all of these for your spending pleasure!

Annual Fee
RM212.00
Min. Annual Income
RM48000
Read moreApply now
The Store Pacific Hong Leong Platinum MasterCard credit card

What’s better than 6% cash back rates, member prices and discounts? We can’t think of anything, that’s why The Store Pacific Hong Leong Platinum MasterCard is our recommended credit card for even more savings for the frequent The Store Pacific shopper! Read our full review

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cash back on all other retail transactions.

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
Maybank Visa Infinite credit card

What is Xpress Apply

Exclusivity at the palm of your hands - we mean that in the literal sense, as you will be smiling to yourself as you hit a hole-in-one at the world's most prestigious country golf clubs. With Maybank Visa Infinite, take a plunge into the infinity and experience a world of benefits and privileges. Read our full review

Rewards in every spend - 5x overseas and 2x local with 10,000 TreatsPoints upon activation. Enjoy golf, dining, airport lounges access worldwide and hotel privileges!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
Public Bank Visa Commercial credit card

A corporate credit card that empowers employees to stock up on inventory directly from suppliers without the hassle of cumbersome payment processes. Read our full review

Give yourself and your company a controlled line of credit for efficient cash flow management - only for registered public and private companies.

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
CIMB World MasterCard credit card

Explore the world with CIMB World MasterCard that comes with extra bells and whistles for avid travelers. Enjoy discounted green fees, personal concierge services, annual fee waiver and many more! Read our full review

Premium travel MasterCard that takes you to explore the World with great discounts, benefits and privileges at zero annual fee.

Annual Fee
Free
Min. Annual Income
RM90000
Read moreApply now
BSN Classic Visa Credit Card-i credit card

What is Xpress Apply

Just because it’s a classic doesn’t mean you can’t get rewards and privileges too! This Classic Visa card is a Shariah compliant credit card from Bank Simpanan Nasional Al Aiman that gives you rewards and privileges when you spend. Plus you’ll also get some savings too! Read our full review

Save more with the BSN Classic Visa-i. This Shariah-compliant credit card gives you great rewards, no annual fees, and free Takaful travel insurance!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Maybank Visa Platinum credit card

What is Xpress Apply

Seeking a platinum credit card to cater to your high-roller needs? Get familiar with the Maybank Visa Platinum to enjoy worldwide benefits and privileges, with exclusive memberships to the world's most prestigious clubs and societies, and a line of credit that is tailor made to your needs. Read our full review

Distinctive Visa card for people seeking Platinum-level service and worldwide recognition - generous line of credits and TreatsPoints on retail, petrol, utilities and even Maybank EzyPay!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
RM583.00
Min. Annual Income
RM60000
Read moreApply now
OCBC Cashflo MasterCard credit card

Time to say good bye to constricting credit cards and enjoy the goodness of unlimited cash rebates and a card that can handle itself with minimum management from you! Read our full review

Enjoy 0% interest rates on your more exorbitant purchases stress free with a card that manages itself. Let it convert your shopping automatically under a 0% installment plan.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Public Bank Quantum MasterCard credit card

Shopping and dining are two most celebrated activities in life. You can do both while taking advantage of cashback and rewards with Public Bank Quantum MasterCard Credit Card. Read our full review

Have no annual fees for life and get more out of your credit card. Spend more to get more rewards, and cashback up to 5%!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
HSBC Advance Visa Platinum credit card

There's a saying that goes Every Ringgit you spend is a Ringgit you no longer have except that it's in Malaysia version. Well with HSBC Advance Visa Platinum, you may not get back your money back physically but every Ringgit you spend is a reward point earned, or even triple the point! That's as good as cash! Read our full review

Earn reward points with every Ringgit you spend and redeem accumulated points for shopping, dining, travel, flights and many more!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
Alliance Bank CPA Australia MasterCard credit card

Numbers just crunch better with the right tool. Which is why all CPA members in Malaysia can safely trust Alliance Bank to issue a MasterCard that gets the job done. And better still, you won't pay extra anything ever to get your hands on this special co-brand financial tool because its membership has already been taken care off! Read our full review

An exclusive credit card for Malaysian CPA Australia members. There's no annual fee and you can opt to settle your CPA exam fee by installment at 0% interest!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
ICBC Visa Gold credit card

Global recognition and prestige comes with the turf when you sign up for the VISA Gold from the Industrial and Commercial Bank of China. Enjoy a higher starting credit limit starting at RM4,000 and pay zero on annual fees with a special waiver condition from ICBC. Bigger rewards are also up for grabs from the ICBC Bonus Point Redemption programme! Read our full review

A gold credit card that give you instant acceptance in China and access to the world's largest bank

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
Hong Leong Platinum Business MasterCard credit card

Tailored to be the ideal business companion for all entrepreneurs and company owners alike, Hong Leong Platinum Business MasterCard gives you extended interest free periods, a platinum-level chequing facility and exclusive discounts and privileges while you shop, dine and travel – now that’s a well-fitted card. Read our full review

The Hong Leong Platinum Business Credit Card is designed to complement your daily business needs by managing your cash flow at a lower cost, giving you better control over your business expenses.

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
ICBC UnionPay Dual Currency Gold credit card

The ICBC UnionPay Dual Currency Gold credit card is ideal for entrepreneurs traveling back and forth to China, with access to extensive merchant networks on the Mainland. Read our full review

Go gold with the ICBC UnionPay Dual Currency Gold credit card. Now you can charge all your shopping and business expenses in Renminbi when in China.

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
Citi Rewards World MasterCard credit card

Rewards, Privilege and Exclusivity is in the eye of the beholder when you have the Citi Rewards World MasterCard at your disposal. Read our full review

Entitlement, rewards and privilege are what follow when you have the Citi Rewards World MasterCard. Enjoy the exclusivity of World MasterCard status.

Annual Fee
Free *
Min. Annual Income
RM90000
Read moreApply now
Bank Islam-Alumni UiTM Platinum MasterCard Card-i credit card

Looking for a credit card that cost you zero joining fee and free annual fee? Look no further as Bank Islam Alumni Platinum MasterCard Card-i has arrived at your school. Read our full review

Exclusive offer for UiTM Alumni. A Shariah compliant credit card that only accepts transactions from Halal merchants.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Standard Chartered Cashback Gold MasterCard credit card

Having a credit card that is not recognised across the globe is like owning a passport that does not allow you to travel. Fortunately, you will not face such a predicament with Standard Chartered Cashback Gold MasterCard as it is accepted at over 17 million establishments worldwide. This credit card will also pamper you with many fantastic rewards and privileges. Read our full review

Go for gold! A card that offers you tons of rewards and privileges. Have the convenience of worldwide acceptance and year long deals and discounts.

Annual Fee
RM185.50
Min. Annual Income
RM24000
Read moreApply now
Alliance Bank Chinese Independent Schools MasterCard Gold credit card

Keep true to your roots with a MasterCard that turns your monthly spending into contributions to your alma mater. Enjoy all the perks from your Alliance Bank credit card including reward points, balance transfer, easy payment plans and cash loans with a bank that gives back to you and the community. Read our full review

Contribute your Reward Points to the any Chinese Independent School of your choice. Pledge 0%, 50% or 100% of your Timeless Bonus Points, the choice is yours.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank 2 Cards Premier credit card

What is Xpress Apply

Enter the world of high net worth that is rich with benefits and privileges with Maybank 2 Cards Premier - only for the affluent. With a single credit card application, you will get Maybank 2 Cards Reserve American Express Card and Maybank 2 Premier credit card as complimentary, with both cards sharing one statement. Read our full review

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
ICBC Visa Platinum credit card

Introduce yourself to a new world of platinum benefits with a globally recognised credit card from the Industrial and Commercial Bank of China. Built for business, you’ll treat yourself to the privileges of living in the fastlane while enjoying ease of transactions while you travel to and fro between Malaysia, China and the world for both pleasure and work. Read our full review

ICBC Visa Platinum is your ultimate travel companion offering free Global Travel and Purchase Protection

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
Public Bank Gold Visa credit card

Lots of value packed into this Gold credit card by Public Bank. Get cashback on all your transactions, complimentary travel insurance, and 0% interest on all balance transfers and instalment plans. That’s cash rebates whenever you spend, plus a whole lot of savings! Read our full review

Public Bank MegaBonus gives you up to 0.2% back in cash for every Ringgit you spend. Enjoy 24-hour customer service and low cash advance fees.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Affinbank MasterCard Gold credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank MasterCard Gold - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program. Read our full review

Low interest rate MasterCard Gold credit card with no annual fee. Enjoy comprehensive line of credits as well as loyalty points on retail spending.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
AirAsia-Citi Gold Visa credit card

Malaysians are a bunch of folks who love to get around and see the world That's why we have so many travel credit cards available to us. Today, the RinggitPlus team will review one of those cards – the AirAsia-Citi Gold Visa Credit Card. Read our full review

Perks in the air and on the ground - a world of privilege awaits. Earn 2X AirAsia Points and complimentary in-flight amenities with your favourite low cost carrier.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Affinbank Touch n Go MasterCard Classic credit card

Rewards for Loyalty

Enter the emporium of free gifts with Affinbank Touch 'n Go MasterCard Classic - with every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers, home appliances and more. Read our full review

Tired of the long queue at every toll booth? Get in the fast lane with this 2-in-1 credit card with built-in Touch n Go and line of credits for your convenience

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
AirAsia-Citi Platinum Visa credit card

You don’t need to be super rich or a superhero to fly nowadays. With AirAsia, anyone can travel by air. And for those who board a plane more often than they do a bus, you might want to check out the AirAsia-Citi Platinum Visa credit card which is specially designed for frequent flyers. Read our full review

Travel smart with AirAsia-Citibank Platinum Visa Credit Card and enjoy privileges on the ground and in the air.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Affinbank Visa Classic credit card

Annual Fee Waiver

Affinbank Visa Classic is exempted from annual fee for the first year. This saves you RM53 for the principal card and RM37.10 for each supplementary card. Read our full review

Spend to your heart's content while managing cash flow effectively. Enjoy interest charges for as low as 12% and annual fee waiver every year.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
RHB Smart Value MasterCard credit card

Cashback

With the RHB Smart Value MasterCard, you can earn up to 5% cashback on purchases for petrol, groceries, online shopping and utility bills. Read our full review

Just make your purchases convenient by waving your card for payment. What's more - enjoy travel insurance coverage of up to RM100000.

Annual Fee
RM74.20
Min. Annual Income
RM24000
Read moreApply now
Bank Islam Platinum MasterCard Card-i credit card

Getting a new credit card is always a bit of a hassle, especially when you don’t know what it is you actually want. But with this Bank Islam Platinum MasterCard you know exactly what you’re paying for. Read our full review

Based on Shariah concepts a platinum credit card free from usury. Only accepts transactions from Halal merchants.

Annual Fee
Free *
Min. Annual Income
RM84000
Read moreApply now
Maybank American Express Platinum credit card

What is Xpress Apply

The Maybank American Express Platinum, your ticket to luxury reserved for the privileged few - a card that can do wonders, and show you a whole new world - offering you exclusive benefits from discounts at 5-stars hotel, world-class golf courses, and a tons of other lifestyle reward.  Read our full review

Enjoy the VIP lifestyle at low finance charge of 9% p.a. with up 5x Membership Reward Points and exclusive Platinum privileges on golf, dining and hotel.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
AmBank M-Signature Visa Card credit card

You must be familiar with the saying, "To kill two birds with one stone." This AmBank credit card is just that - rewarding you with both AmBonus and Bonuslink Points whenever you choose to pay for your purchases on credit no matter in Malaysia or abroad! Additionally, enjoy free travel insurance for the family, plus special healthcare and lifestyle benefits for lady cardholders. Read our full review

Stay protected on holiday with travel insurance for the family. Get free health check, car assistance, and stolen card protection for the ladies.

Annual Fee
RM583.00
Min. Annual Income
RM80000
Read more
Bank Islam Gold MasterCard Card-i credit card

Maintaining a credit card is hard enough to do without all the stress of adding on an interest payment to the outstanding balance. Read our full review

A credit card based on Shariah principles - only accepts transactions from Halal merchants.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Public Bank Visa Infinite credit card

Discover a world of infinite experiences at your fingertips. The Public Bank Visa Infinite is designed for affluent jetsetters to travel in style and ease – with complimentary Plaza Premium Lounge access, higher cashback rebates and flyer miles rewards. It’s a luxury few can afford! Read our full review

An exclusive credit card from Public Bank with unlimited cash rebate on retail spending, fast airmiles conversions, and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM150000
Read moreApply now
AmBank M-Platinum MasterCard credit card

Find your sweet spot with Ambank’s by invitation only M-Series Platinum MasterCard that gives you double reward points, free Plaza Premium Lounge access, 0% EPP, complimentary health checkups and a tonne insurance benefits – we’ve got all its members benefits listed out for you. Talk to your Ambank representative today to see if you qualify. Read our full review

Double your rewards with AmBonus Points and BonusLink Points. Free travel insurance everytime you charge your flight tickets on your credit card.

Annual Fee
RM477.00
Min. Annual Income
RM48000
Read more
Petronas Maybank Visa Gold credit card

What is Xpress Apply

When the nation’s biggest bank and oil company work together, you can expect big results. This is evident in the collaboration between Maybank and PETRONAS to create PETRONAS Maybank Visa Gold credit card, promising you big rewards and more value. Read our full review

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwide and on groceries shopping!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
BSN Classic MasterCard credit card

What is Xpress Apply

A classic card with the lowest interest rates in the market – that’s what you get when you decide to build up your line of credit with the BSN Classic MasterCard! Read our full review

Whether its shopping, dining, or travel, there's no better way to start enjoying the perks and privileges of life than a classic credit card from BSN

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Citi Travel Account credit card

Managing a business is hard enough and next thing you know, employee travel costs and itinerary management becomes an extra nightmare to waddle through. Your HR staff probably won’t have the luxury of time to chase down all those travel receipts (and neither do you!), which is why you might want to think of simplifying everything with the Citi Travel Account credit card by Citibank. Read our full review

Streamline your company's travel expenses and payment process with the Citi Travel Account, for better savings and control

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
RM636.00
Min. Annual Income
RM24000
Read moreApply now
Maybank MasterCard Platinum credit card

What is Xpress Apply

Anyone earning an income of at least RM5,000 per month will definitely have the means to indulge a little in life. Maybank MasterCard Platinum may just be the right credit card to deliver the level of service and privileges desired. It also offers a generous line of credit to cardholders. Read our full review

A distinctive card for those seeking exceptional service and worldwide recognition - automatic membership to the prestigious MasterCard Platinum Club.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
RM583.00
Min. Annual Income
RM60000
Read moreApply now
Standard Chartered Classic Visa credit card

If you want all the basic features of a credit card and a little more benefits on the side, Standard Chartered Classic Visa credit card may just be the card you are looking for. This credit card is inexpensive to maintain and offers cardholders many exciting benefits all year round. Read our full review

Rewarding cardholders with special discounts and privileges throughout the year.

Annual Fee
RM95.40
Min. Annual Income
RM24000
Read moreApply now
Public Bank Gold MasterCard credit card

Cash your way to more rewards and savings with Public Bank Gold MasterCard. You’ll get cashback rebates on all your purchases, annual fee waivers, low cash withdrawal rates and more! Read our full review

Public Bank Cashback MegaBonus offers you up to 0.2% back in cash for every Ringgit you spend. Low cash loan fees and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Complimentary Nescafe Dolce Gusto - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Bank Islam Classic MasterCard Card-i credit card

What is great about this card?

Sometimes getting a credit card with no frills attached is the way to go. You have less to think about, no extra fees to worry about. Especially for those of you starting out in the world where you have a line of credit for those things you can’t really afford. Read our full review

A Shariah concept credit card that only accepts transactions at Halal merchants.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Standard Chartered Business Visa Platinum credit card

Having the right business contacts and strong financial support are two of the most important elements to succeed in any business. Standard Chartered Business Visa Platinum credit card may just provide you with access to the ideal business network and financial backing you need to have a leg up over your competitors. Read our full review

Giving you a competitive edge with the right business network and solid financial support.

Annual Fee
RM318.00
Min. Annual Income
RM24000
Read moreApply now
BSN Gold MasterCard Credit Card-i credit card

What is Xpress Apply

It’s gold, classy, and it won’t cost you a thing! This Islamic credit card by Bank Simpanan Nasional Al Aiman also gives you free takaful coverage and other complimentary benefits. Read our full review

No fool's gold here. Swipe your way to more savings, no annual fees, and complimentary Takaful travel insurance with the BSN Gold MasterCard-i!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
Citi Prestige credit card

Living the high life and loving it? If your answer is yes, then you would love Citi Prestige Card, one of the few credit cards in Malaysia with such prestige that only those who are at the top of their game in life can afford it. Read our full review

Citi Prestige is your passport to a world of unforgettable experiences, offering unique benefits and premium personalised service.

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
RM1060.00
Min. Annual Income
RM200000
Read moreApply now
Citi Business Signature Card credit card

Citi Business Signature Card is designed for companies with employees who manage their expense accounts with credit cards. Supporting cost centre control and billing Business Signature is the ultimate breath of fresh air for company Finance Directors everywhere. And to sweeten the deal, Citibank offers some impressive features to help you get even more for your money. Read our full review

Get cashback on everything! Business credit card that offers great rates and detailed expense reports to help you control your employee's spending

RinggitPlus 11-11 Exclusive Offers. Get 4 Amazing Gifts!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Annual Fee
RM636.00
Min. Annual Income
RM24000
Read moreApply now
Maybank Visa Gold credit card

What is Xpress Apply

If you own a Classic credit card and want an upgrade, think about switching to Maybank Visa Gold credit card for a higher credit limit and more perks. Even if you have not owned a Classic card before, Maybank Visa Gold is still a good start - with a rewarding gift redemption program, and travel benefits for your enjoyment. Read our full review

A Visa card with bigger and better benefits for folks who want to upgrade their Classic cards and enjoy exclusive dining, shopping, and travel perks.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
RM137.80
Min. Annual Income
RM36000
Read moreApply now
RHB World MasterCard Credit Card credit card

Up to 6% Cashback

Read our full review

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary travel privileges for golf, travel insurance and lounge access.

Annual Fee
Free
Min. Annual Income
RM100000
Read moreApply now
UOB Lady's Solitaire MasterCard credit card

A credit card designed by UOB solely for women in mind, UOB Lady’s Solitaire MasterCard is tailored for the affluent and successful Malaysian woman. With a minimum annual income requirement of RM100,000 the real question for now is, what extra benefits does the Solitaire offer? Read our full review

Asia's premier credit card for the Lady that demands more. Look and feel good with exclusive offers and premium shopping privileges all over Malaysia!

Get a Sports Action Camera - Only at RinggitPlus!

Annual Fee
RM318.00
Min. Annual Income
RM100000
Read moreApply now
Maybank World MasterCard credit card

What is Xpress Apply

Free flights, an exclusive lifestyle, and travel privileges would be the icing on the cake for any serious traveler. Now, you can enjoy these benefits with Maybank World MasterCard - wherever you choose to roam, this credit card has got your back. Read our full review

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
AmBank Islamic Platinum MasterCard CARz Card-i credit card

FREE-for-life

Yes! This Islamic credit card is free of annual fee for life for principal cardholder and first 3 supplementary cardholders.  Read our full review

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM1 million travel Takaful protection

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
UUM-BSN Platinum MasterCard Credit Card-i credit card

Loyalty goes a long way, which is why Universiti Utara Malaysia (UUM) and Bank Simpanan Nasional ( BSN) have collaborated to give you this special platinum MasterCard. You don’t just contribute to UUM every time you spend, you also get savings, benefits, and rewards with the UUM- BSN Platinum MasterCard Credit Card-i Read our full review

Enjoy great savings! Enjoy low interest rates, non-compounding fees, and free takaful cover with a credit card recognised all around the world!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
AmBank M-Gold MasterCard credit card

Bonus rewards might sound like an oxymoron, but when you combine a MasterCard that gives you rewards and BonusLink points like the one-of-a-kind Ambank M-series credit cards, you’ll feel like the dumb one for not thinking it up yourself! Read our full review

Complete insurance protection for you and your loved one when you travel abroad! Enjoy free medical check up every year for lady cardmembers.

Annual Fee
RM238.50
Min. Annual Income
RM24000
Read more
Standard Chartered Priority Banking Visa Infinite credit card

Not all credit cards are created equal, but Standard Chartered has come up with a comprehensive card that has got you covered at all the gin joints in the world and also rewards you for your loyalty. Live without boundaries with the Standard Chartered Priority Banking Visa Infinite credit card, because on vacation, you can hurt more than just your wallet. Read our full review

Standard Chartered Priority Banking Visa Infinite is a Premium Travel credit card with benefits that reward your total banking relationship.

Annual Fee
Free *
Min. Annual Income
No Minimum
Read more
CIMB Enrich World MasterCard credit card

Accelerate your Bonus Miles earning every time you spend with CIMB Enrich World MasterCard - a travel credit card that gives your airmiles redemption and a host of privileges from dining, hotel and shopping to premium golfing in the region. Travel the world as is there is no tomorrow! Read our full review

A truly travel credit card gives you 8x access to MAS golden lounge, Enrich Miles conversions, exclusive golf privileges and complimentary insurance coverage.

Annual Fee
Free *
Min. Annual Income
RM100000
Read moreApply now
Maybank Islamic Petronas Ikhwan Visa Gold Card-i credit card

The ever increasing price of fuel, that's all Malaysians have been talking about these past few months. Well, here comes your knight in shining golden armour, The Maybank Islamic Ikhwan American Express Gold Card-i - You can earn up to 8x the Maybank TreatPoints from all Petronas service stations, without paying a single annual fee with 6% GST, ever! Read our full review

Fill up your tank! Shariah compliant credit card that earns up to 8x TreatPoints when you spend at any petrol service stations nationwide.

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
BSN 1 TeachersCard MasterCard Credit Card-i credit card

It’s a Shariah compliant credit card designed especially for you, whether you are a teacher, lecturer or an employee with the Ministry of Education. 1 TeachersCard MasterCard Credit Card-i gives you rewards and more, because your service as an educator is valued! Read our full review

Worry not about paying annual fees again, with your BSN 1 TeachersCard MasterCard you get rewards, free insurance, EPP, and more as an educator!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
ICBC Visa Classic credit card

Planning on getting a new credit card? It doesn’t matter if it’s your first piece of plastic, or if you’re getting a spare a rainy day. The world’s largest bank offers a simple entry level credit card that earns you bonus points on all your spending, and triple points on flight tickets. ICBC Visa Classic is the perfect companion for your next trip to China! Read our full review

A classic card that is supported by the prestigious ICBC bank, offering you global merchant benefits and overall worldwide acceptance.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank Islamic Ikhwan Visa Infinite Card-i credit card

For those who enjoy the finer things in life, you might want to consider owning a Maybank Islamic Ikhwan Visa Infinite Card-i. This credit card offers premium travel, golf and many other lifestyle rewards and privileges for cardholders. Read our full review

Indulge in premium travel benefits and enjoy awesome Golf privileges in Malaysia around the world. Get 10000 TreatsPoints free on activation.

Annual Fee
Free *
Min. Annual Income
RM120000
Read moreApply now
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i credit card

A Shariah compliant credit card that earns obscene amounts of Maybank TreatsPoints when you spend at any Petronas service station nationwide. This credit also comes with no annual fee when you sign up, with no strings attached. Read our full review

Get Free Petrol with this Shariah based card that earns you Extra TreatsPoints when you spend at Petronas Service Stations.

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
Maybank Islamic MasterCard Ikhwan Gold Card-i credit card

Stay true to the values that matter with a Islamic credit card that abides by Shariah laws, and also gives a portion of all your spending back to charity. Each week Maybank2U will also select one lucky winner for an all-paid-for Umrah package to complete your pilgrimage to Mecca. Read our full review

Put money back into your pocket. Get high 5% cashback every Friday and Saturday, and Maybank Treatpoints everytime you swipe your credit card!

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
AEON MasterCard Classic credit card

Getting a fresh graduate pay doesn't mean you can't live your life like an adult. By no means that is referring to a lavish lifestyle but having a basic credit card is not too much to ask for! Go cashless and earn points every time you spend with AEON MasterCard Classic. Read our full review

The everyday AEON MasterCard Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Maybank Islamic MasterCard Ikhwan Platinum Card-i credit card

Don’t pay any credit card fees or GST, and give to charity instead with a platinum MasterCard from Maybank Islamic. And true to the principles of giving, you’ll also get a free Maybank Touch n Go Zing card and a chance to win a free Umrah package trip every week with the MasterCard Ikhwan Platinum Card. Read our full review

A money saving credit card with 5% cashback, Treatpoint gift redemption, and no annual fee for life. Get free Touch 'n Go Zing card!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
AmBank M-Platinum Visa Card credit card

More Rewards

Unlike any ol' reward credit card, when you swipe your AmBank M-Platinum Visa at the restaurant or mall, you'll earn not 1 but 2 types of reward points - you'll get both AmBank points and BonusLink points to redeem amazing gifts and prizes from the rewards catalogue. What's the trick to earning both at one go? All you have to do is spend at any Bonuslink merchant such as any Shell petrol station, Parkson, or Caring pharmacies in Malaysia. Read our full review

Collect tons of reward points when you spend in Malaysia or overseas. Secure your holiday with free travel insurance and purchase protection!

Annual Fee
RM477.00
Min. Annual Income
RM48000
Read more
New AEON MasterCard Gold credit card

Exciting and rewarding benefits packed credit card doesn't come by very often and here it is – the New AEON MasterCard Gold credit card! Lift up your shopping experience at any AEON stores and put a smile to your long depressed wallet. Read our full review

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1500 AEON partner stores nationwide.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
Maybank Islamic Ikhwan American Express Gold Card-i credit card

Some people have two favourite colours at the end of the rainbow - gold and leprechaun! But seeing that leprechauns aren't real, you'll need some gold - the Maybank Islamic Ikhwan American Express Gold will do more than enough to meet your every need, with tons of TreatPoints to collect, online shopping via globalshop, and worldwide acceptance courtesy of American Express. Read our full review

You'll get 2X TreatsPoints with every single Ringgit you spend on retail purchases. With automatic Touch 'n Go Zing card reload this is the driver's dream.

Annual Fee
Free
Min. Annual Income
RM30000
Read moreApply now
Public Bank Visa Business credit card

Whether to make quick buying decisions with the suppliers or throwing monthly birthday party for employees’ get-together, Public Bank Visa Business understands and supports your business needs. Read our full review

Take charge of your business with the Public Bank Visa Business. Provide your employees with a secure line of credit and concentrate on growing your business.

Annual Fee
Free *
Min. Annual Income
No Minimum
Read moreApply now
AmBank Islamic Visa Signature Card-i credit card

No Annual Fee

This Islamic premium credit card charges you zero annual fee for life, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - the more the merrier! Read our full review

Premium Islamic credit card offers Air Miles conversion, 5x premium airport lounge access, travel Takaful and exclusive discounts on hotels and dining

Annual Fee
Free
Min. Annual Income
RM80000
Read moreApply now
RHB Islamic Platinum Credit Card-i credit card

Calling all self-proclaimed foodies, if exploring food and dining is a passion of yours, then the RHB Islamic Platinum Credit Card-i is the best rewards card just for you. Read our full review

Enjoy up to 5x Rewards Points on your birthday and everywhere else. Also enjoy premium access, travel rewards and no more green fees.

Annual Fee
Free *
Min. Annual Income
RM48000
Read moreApply now
AEON Visa Classic credit card

Taking your first leap into the realm of cashless payment? Don't fill your head with puzzling fine prints and bunch of terms and conditions you hardly comprehend, go classic with AEON Visa Classic that gives you all convenience a credit card should! Read our full review

The everyday AEON Visa Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and great privileges.

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
UUM-BSN Gold MasterCard Credit Card-i credit card

This is an exclusive shariah compliant credit card for members of the UUM family! Get low management fees, annual fee waivers, reward points, and more with your UUM BSN Credit Card-i. Read our full review

Everything you need in a credit card and more! Enjoy delightful rewards, and instant privileges that will cost you nothing, as annual fees are waived

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AmBank CARz Platinum MasterCard credit card

FREE-for-life

Yes! This Platinum credit card is free of annual fee for life for principal cardholder and first 3 supplementary cardholders.  Read our full review

A Platinum credit card for motorists jam-packed with auto-related benefits: up to 5% petrol rebate, discounts on auto parts and services, and RM1 million travel insurance

Annual Fee
Free
Min. Annual Income
RM48000
Read moreApply now
Maybank Islamic Ikhwan American Express Platinum Card-i credit card

Hunting for a credit card with great reward point perks? It's all about redeeming all the goodies isn't it? Allow us to introduce to you the Maybank Islamic Ikhwan American Express Platinum Credit Card, a card that earns you as much as 5X TreatsPoints on all petrol expenses - household items, gadgets, petrol and airline miles redemption, they're all up for grabs! Read our full review

This credit card earns you 5X TreatsPoints on all petrol spend and 2X TreatsPoints on everything else - redeem points for free petrol vouchers!

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
AmBank CARz Gold Visa credit card

Petrol prices has gone up again? Car insurance premium has recently been de-tariffed? It's a cold hard truth yet these should not stop you from driving and rely solely on public transportation. What if there is a credit card that can help lighten some burden? Read our full review

Fuel up at any petrol stations and earn up to 3% cash rebate. Swipe at all retail purchases to collect CARz Points and redeem auto-related benefits.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AEON Visa Gold credit card

Get on board and venture into the abundant rewards of AEON Visa Gold that gives you privilege access to Plaza Premium Lounge, excited reward scheme and round the clock travel assistance, just to list a few! Read our full review

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now
CIMB Enrich World Elite MasterCard credit card

Read our full review

Exclusive regional golf privileges, Priority Booking for Malaysia Airlines, world travel concierge and comprehensive insurance protection - all in one premier credit card.

Annual Fee
Free *
Min. Annual Income
RM250000
Read moreApply now
AmBank Islamic Al-Taslif Visa Gold Card-i credit card

Free Annual Payment

Read our full review

Meet your new money manager! Enjoy online banking, 0% easy payment plan on your retail spend, and automatic bill payments with AutoBillPay.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AmBank MasterCard Gold credit card

Free For Life

With AmBank MasterCard Gold, you can enjoy the card privileges at no cost at all. The annual fee is waived for life with no hidden charges. The benefit is also extended to the first 3 supplementary cards. Read our full review

No frill basic Gold card that help pay for your purchases and protect you with RM500,000 travel insurance coverage.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Bank Rakyat Classic Credit Card-i credit card

Read our full review

FREE group Family Takaful insurance. Coverage includes guaranteed repayment of outstanding debts accrued through Credit Card-i usage

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Bank Rakyat Gold Credit Card-i credit card

Rakyat Rewards

Read our full review

FREE group Family Takaful Coverage. Coverage includes guaranteed repayment of outstanding finances accrued through Credit Card-i usage

Annual Fee
Free
Min. Annual Income
RM36000
Read moreApply now
CIMB Visa Signature credit card

CIMB Visa Signature - a premium travel credit card comes packed with all the bells and whistles you would expect from high end VISA credit card and rewards you Bonus Points for every purchase made locally and overseas. Read our full review

Free for life premium credit card giving you Bonus Points, exclusive airport lounge access, travel insurance coverage and many Signature travel benefits.

Annual Fee
Free
Min. Annual Income
RM60000
Read moreApply now
CIMB Visa Infinite credit card

A premium travel credit card that gives you unlimited cashback for all purchases, plus many exciting privileges and benefits ranging from travel to dining and credit facilities. All this and more for a zero annual cost. Read our full review

Zero Annual Fee for Life premier credit card that gives you cash rebate for every transaction, grants premium access to airport lounges and provides travel insurance coverage.

Annual Fee
Free
Min. Annual Income
RM120000
Read moreApply now
AmBank Islamic Al-Taslif MasterCard Gold Card-i credit card

Free For Life

Read our full review

Pay for your basic needs and get rewarded. Enjoy the convenient of easy payment, bill payment, balance transfer and RM500,000 travel Takaful protection.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
CIMB Platinum BusinessCard credit card

What will bring your business prestige and recognition? A swanky new office? Great employee benefits? How about a professional credit card with your company name on it? This CIMB Business Platinum Card was designed with SMEs in mind, offering business owners the ease and convenience in managing their business's finances. Read our full review

The CIMB Platinum Business credit card with attractive cash back and insurance protection - get it in any colour you like, as long as it's black.

Annual Fee
Free
Min. Annual Income
No Minimum
Read moreApply now
CIMB Platinum Visa credit card

From golfing to traveling, dining and shopping, CIMB is giving you all access to a host of amazing lifestyle benefits and experiences with just a single swipe - enjoy personalized concierge services, generous credit limit and reward points on all your spending! Read our full review

Pay for your purchases with Bonus Points, or with interest free instalment plan for 36 months. Discover amazing privileges when you shop and dine with a Platinum Visa.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
RHB World MasterCard Credit Card-i credit card

Discover a world of privilege and the best rewards when you sign up for the RHB Islamic World MasterCard Credit Card-i. Read our full review

Earn up to 6% Cashback on Travel, Dining, Petrol and more.

Annual Fee
Free
Min. Annual Income
RM100000
Read moreApply now
CIMB Islamic PETRONAS MasterCard credit card

A cross-breed between travel and petrol credit card that everyone must have - CIMB Islamic PETRONAS Platinum MasterCard. Beat the RON97 and RON95 weekly price fluctuations with a generous cashback. Distance disappears when your journey gives you more returns! Read our full review

Up to 7% petrol cashback for all PETRONAS transactions, in addition to exciting benefits, discounts and privileges on auto-related products and services for you!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Hong Leong Mach Visa Signature credit card

Introducing the brand new Signature Visa credit card from Mach by Hong Leong Back. Explore, dream and discover with the credit card that gives you excellent travel benefits and privileges - perfect for those who have always wished to sail away from the safe harbor, and travel off the beaten track. But wait, don't get off your office chairs just yet - read on to find out more! Read our full review

Ultimate lifestyle and travel companion. Access to VIP lounge in KLIA and Changi airport, complimentary travel insurance, and personalised help desk.

Annual Fee
Free
Min. Annual Income
RM100000
Read moreApply now
Affinbank Visa Basic credit card

Free for Life

If you're looking for a basic credit card without expecting to pay the annual fee, Affinbank Visa Basic could be your choice. The annual fee is waived for life without any hidden charges or conditions.  Read our full review

A basic card that empowers your spending habit and simplifies cash flow management - all at zero annual cost for life!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Bank Rakyat Platinum Credit Card-i credit card

Annual Fee Waiver

Your first year annual fee for Bank Rakyat Platinum Credit Card-i is waived without any minimum spending required. Worry not, the annual fee is waived without any other hidden conditions. Besides that, the annual fee is waived for the subsequent years with at least one usage within a year regardless of any amount. Well, to be specific, the minimum spending is as low as RM0.01. Read our full review

Save more each time you swipe your Bank Rakyat Platinum Credit Card-i anywhere. For every 10 points collected, you can turn it into cash for an amount of RM0.1!

Annual Fee
Free *
Min. Annual Income
RM60000
Read moreApply now
CIMB Enrich Platinum MasterCard credit card

Live a Platinum lifestyle with a travel credit card that rewards Bonus Miles, which are exchangeable to Enrich Miles, and many travel-related perks offered by Malaysia Airlines. Read our full review

The best platinum credit card for travel giving unlimited Bonus Miles that can be converted into Enrich Miles for free flights redemption!

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
AmBank Islamic Visa Gold CARz Card-i credit card

With petrol prices fluctuate every week on top of car insurance premium has recently been de-tariffed, getting behind the wheel can be somewhat stressful. What if there is a credit card that can help you save while spending? 
Read our full review

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM500,000 travel Takaful protection

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
CIMB Islamic MasterCard Platinum credit card

Open to all Malaysians earning a minimum annual income of RM24,000, CIMB Islamic Platinum MasterCard gives you plenty of perks from CIMB Bonus Points and exclusive cash rebate to credit facilities ( CIMB 0% Easy Pay, Balance Transfer and CashLite) to manage your finance efficiently. Read our full review

A Shariah compliant CIMB credit card that's absolutely Free For Life. Get cash rebate promos, CIMB Bonus Points, and MasterCard privileges worldwide.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Affinbank MasterCard Basic credit card

Annual Fee Waiver

Read our full review

A basic credit card with unlimited offers, benefits and credit lines at zero annual fee for life.

Annual Fee
Free
Min. Annual Income
RM24000
Read moreApply now
Alliance Bank Visa Basic credit card

Keep it simple with a credit card that has fewer frills than a Jil Sander’s dress. No complicated billings and charges at the end of your monthly cycles – in layman terms, what you spend is what you pay for. Read our full review

Forget about all the puzzling rewards and conditions you never will remember. Enjoy the simplicity that this credit card has for you!

Annual Fee
Free *
Min. Annual Income
RM24000
Read moreApply now
Bank Rakyat TISB Credit Card-i credit card

Free Takaful Coverage

Bank Rakyat TISB Credit Card-i partners with Takaful IKHLAS for better Takaful benefits. You will enjoy free family takaful to secure your credit card's outstanding balance in the event of death or permanent disability. Bank Rakyat will make the full payment on behalf of you via the Takaful protection. Besides that, the beneficiary will receive the compassionate allowance of up to RM1000 in the event of death of the card holder. Read our full review

Enjoy the perks of a credit card while being financially protected from personal accidents. Get discount up to 25% on Takaful Ikhlas non-motor related insurance!

Annual Fee
Free
Min. Annual Income
RM36000
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Mutual Gold Public Bank Visa Platinum credit card

An exclusive by invitation only credit card for members of Public Mutual Gold and Gold Elite club that gives you unique benefits that you won’t get on other platinum visa cards, including 1% cashback on overseas charges and complimentary travel insurance. And no annual fees either, so you won’t pay an extra Ringgit except the ones you spend on! Read our full review

A card only for Mutual Gold and Mutual Gold Elite Members of Public Mutual. Earn 2x cash back when you spend overseas, and free travel insurance.

Annual Fee
Free
Min. Annual Income
No Minimum
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Bank Rakyat Kad Muslimah credit card

Shop till you drop!

Do you fancy those scarves worn by famous hijabsters on Instagram? You want to curate your own Muslimah fashions and trends Youtube channel? You can do both and more with this Shariah compliant credit card catering to Muslimah.  Read our full review

Exclusively for Malaysian Women this card runs on the Syariah laws and is optimized for the muslimah women.

Annual Fee
Free
Min. Annual Income
RM24000
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HSBC Premier Travel Credit Card credit card

No hidden figures

Owning an exclusive, higher end plastic card can cost more than you can afford; but HSBC is going extra miles to make it affordable for you by waiving the annual fee of RM636 for the first year. You can continue to enjoy a lifetime fee waiver if you spend more than RM45,000 annually. Read our full review

Splurge on your favorite backpacking gears and earn rewarding Air Miles and a host of traveling benefits and privileges!

Annual Fee
Free *
Min. Annual Income
RM36000
Read moreApply now

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