CIMB Direct Access Institution of Engineers, Malaysia (IEM) Platinum MasterCard
Enjoy exceptional privileges, including offers and discounts at over 500 merchants nationwide, not to mention additional lifestyle benefits overseas.
- 15% p.a. interest rate
- 20 days interest-free period
- up to 0.5% cashback
- RM0.00 annual fee
Because you should be rewarded for giving the bank your business
- Great Cash Back deal. 0.5% rebate on local spending, 1% overseas. No limit on monthly cash back rebate.
Discover how much you can save when you shop with your new CIMB Direct Access Institution of Engineers, Malaysia (IEM) Platinum MasterCard
|Cashback Category||Cashback Rate||Monthly Cap||Spend|
| ||Spendany amount||0.5%||uncapped||any amount|
- RM1 = 1 Reward Point. Reward Points gifts for: Home, Kitchen, Kids, and Health.
- Balance Transfer
- Great value CIMB Balance Transfer offers 0% interest on a 6 month payment term.
- Free Travel Insurance
|Travel Coverage||Sum Insured|
|Travel Insurance||Up to RM500000|
|Delayed Flight||Up to RM1000|
|Missed Flight||Up to RM1000|
|Lost Luggage||Up to RM1000|
|Delayed Luggage||Up to RM1000|
Fees & Charges
There are always fees but how much are they?
- Annual Fee
- Annual Fee for Supplementary Card
- Minimum monthly payment
- RM50 or 5% of outstanding amount
- Late payment fee
- Cash withdrawal fee
- RM15.90 or 5.30% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
*inclusive of 6% GST
Are you eligible for this credit card?
- Minimum annual income
- Minimum age for primary card holder
- 21 years old
- Minimum age for supplementary card holder
- 18 years old
- Who can Apply
- Members Only