CIMB Petronas Gold MasterCard credit card

CIMB Petronas Gold MasterCard

Be a Smarter Driver - Getup to 5% petrol cashback at PETRONAS petrol stations. No annual fees, and free Touch 'n Go card.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee


Because you should be rewarded for giving the bank your business

Up to 0.5% unlimited cash rebates on all retail spend and up to 5% on petrol at Petronas capped at RM50 per month. Get 1% Cash Back at auto stores and up to 10% cash back when servicing your card at Perodua Service Centres.
Discover how much you can save when you shop with your new CIMB Petronas Gold MasterCard
Cashback CategoryCashback RateMonthly CapSpend
PETRONAS stationsSpendany amount in a single receipt on first weekend only5%RM50any amount in a single receipt on first weekend only
PETRONAS stationsSpendany amount in a single receipt2%RM50any amount in a single receipt
Auto-related storesSpendany amount in a single receipt1%RM50any amount in a single receipt
Perodua Service CentreSpendany amount in a single receipt10%RM50any amount in a single receipt
Other RetailSpendany amount in a single receipt0.5%uncappedany amount in a single receipt
Balance Transfer
CIMB Bank Balance Transfer offers interest rates from 5.99% and payment terms up to 12 months. For local car buyers, you can get 0% Easy Pay Plan for 10 months on down payment for a new Perodua car
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
WIth CIMB 0% Easy Pay, you get to enjoy up to 36-months of interest free repayments for your shopping.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
5% petrol cashback at any PETRONAS station on the first weekend of every month, and 2% on any other day.
Great discounts at CARs International. Affordable price on car polish service and up to 10% of membership fees. Plus, CIMB Dining and Shopping Privileges. Discover amazing privileges when you shop and exclusive offers when you dine.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB Petronas Gold MasterCard review

What's so good (or not so good) about it?

Cash Back For The Road Warrior

There's something more than just your salary to put a smile on your face every month! You can enjoy 5% cash back on every first weekend of every month and 2% every other day of the week. Besides, you can enjoy 1% Cash Back too at auto-related stores - need new covers for your seats? Or need to get that steering wheel replaced? Get the CIMB Petronas Gold MasterCard. 

However, cash back at PETRONAS Stations and auto-related stores is capped at maximum of RM50 per card per monthly statement. 0.5% Unlimited Cash Back at Other retail spends

Automatic Toll Payments

Complimentary CIMB Touch 'n Go Zing Card for all new-to-bank customers. Avoid getting stuck in the long queue at the toll during peak hours!

Perodua Car Discounts

Perodua cars are top choices for many Malaysians, and they're affordable too. CIMB will make it even more worth your money - you can enjoy 10% cash back on car services at Perodua Service Centres and also 0% Easy Pay Plan for 10 months on down payment at Perodua showrooms and dealers. 

Deals at SYM

Is motorcycle maintenance your gig? Get up to 20% discount on genuine motorcycle parts at SYM Service Outlets and 0% Easy Pay Plan for 10 months on down payment.

Exclusive at CARs International

Your car is not unlike a well-groomed pet, it needs some Tender Loving Care. Get your car polished for only RM99 for a Saloon car or RM109 if you own an MPV. 

Want to be member? Have 10% off if you sign-up for a 2 years membership or 13% off on 2 years sector membership. 

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