Hong Leong American Express Platinum credit card

Hong Leong American Express Platinum

The Hong Leong Platinum American Express Credit Card is specially developed for a select few – enjoy superior quality customer service and a range of exclusive features and benefits.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM848.00 annual fee


Because you should be rewarded for giving the bank your business

Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a. when you carry over your oustanding debts over to your American Express credit card issued by Hong Leong bank.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Platinum Personal Service provides you with uncompromised access to Premium Concierge services entirely dedicated to you, wherever you are in the world, 24 hours a day, 7 days a week. Enjoy Platinum Restaurant Exclusives, free Wine Club membership and free travel insurance.
Travel CoverageSum Insured
Personal AccidentUp to RM300000
Travel InsuranceUp to RM1700000
Delayed FlightUp to RM1200
Missed FlightUp to RM1200
Lost LuggageUp to RM2500
Delayed LuggageUp to RM1200
VIP services at Luxury Hotels in over 50 countries around the world. Discounts at international 5-star hotels such as Four Seasons Hotels and Resorts in Asia, Hyatt Hotels and Resorts and the Raffles Hotel Group, and huge discounts at Business Hotels worldwide. Plus, get attractive interest rates when you exchange your Ringgits to other currencies - just present your AMEX credit card at any Hong Leong Bank branch.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM75
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal

*inclusive of 6% GST


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Hong Leong Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong American Express Platinum review

What's so good (or not so good) about it?

Caught the luxury bug? Now the world can truly be your oyster on with Hong Leong American Express Platinum. With automatic double rewards points on all retail purchases made overseas, Premium Concierge services during travel and VIP service at small luxury, 5-star and business hotels around the world, those with an appetite for food and travel will find that being served on a platinum platter is truly a luxury.

An Epicurean’s Delight

A little pampering along the way won’t hurt either. Travellers with the Hong Leong American Express Platinum Card in hand are provided with the Platinum Personal Service. Think total access to Premium Concierge Service wherever you are in the world, around the clock, 7 days a week. But that’s not all! How about VIP services at 272 small luxury hotels in over 50 countries and 5-star hotels such as Four Seasons Hotels and Resorts in Asia, Hyatt Hotels and Resorts and the Raffles Hotel Group? 

This includes 60% off Standard Corporate Rate at 14,000 Business Hotels. Not forgetting complimentary dishes or desserts, a bottle of wine or even Free Wine Club membership while dining via Platinum Restaurant Exclusives. Hong Leong American Express Platinum Card holders are afforded many different ways to enjoy their evening oysters. 

Ease of Access

Transactions made easy? Among many other extras included and available for Hong Leong American Express Platinum Card holders, you'll have access to over 500,000 American Express ATM's in more than 130 countries worldwide, high cash advance withdrawals of up to 50% of credit available, complimentary retail protection, preferential exchange rates at Hong Leong Bank branches, and easy money management with Year End summary statements of credit card spending.

Safer Travels

Travel destinations are great, but there is no luxury equal to the security of coming home safe. For this reason, Hong Leong American Express Platinum Card holders can travel safely knowing that they are protected with these travel insurances:

  • Air travel accident insurance of up to RM1.7 million
  • Overseas personal accident coverage of up to RM300,000.
  • Travel inconvenience coverage
  • Home and Auto Assist Services

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