Hong Leong MATTA Platinum Visa credit card

Hong Leong MATTA Platinum Visa

Tons of fun to be had abroad with 1% cashback on shopping, free travel insurance of up to RM1.7 million, and VIP entry to MATTA fairs nationwide.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 1% cashback
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM318.00 annual fee
  • Earn up to 1x reward point 

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Spending overseas shouldn't hurt your wallet! The MATTA credit card awards you with 1% Cashback every time you spend overseas - more the reason to buy souvenirs for your friends back home!
Discover how much you can save when you shop with your new Hong Leong MATTA Platinum Visa
Cashback CategoryCashback RateMonthly CapSpend
Overseas SpendSpendfrom RM1 and above in a single receipt1%RM100from RM1 and above in a single receipt
Rewards
Amazing gifts await you with Hong Leong Club Rewards! You are rewarded with 1X Reward Point for every Ringgit charged to your card. The more you use the card, the more Reward Points you’ll earn. Reward points earned in a particular year is valid until the end of the third (3rd) calendar year from which the points was earned !
Hong Leong Club Rewards
EarnSpent
1 point on every RM1on all local and overseas retail expenses
Your Hong Leong Club Rewards earned expires in  3 years
Balance Transfer
Hong Leong offers 6 or 12 months balance transfers at 6.99% p.a.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Bank EPP offers payment terms from 3 to 36 months at 0% interest on retail purchases from approved merchants. For all other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a.. No penalty fee for early payment.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM500 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
18 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Hong Leong Extended Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a. and no one-time upfront handling feefrom RM500 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
24 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
36 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Hong Leong Flexi Payment Plan
Travel
Enjoy a hassle-free trip abroad - you will be entitled to complimentary travel accident insurance and inconvenience benefits of up to RM1.7 million. Avoid all the headaches caused by flight delays, luggage loss or missed connections, as well as overseas medical expenses.
Travel CoverageSum Insured
Personal AccidentUp to RM300000
Travel InsuranceUp to RM1700000
Delayed FlightUp to RM1200
Missed FlightUp to RM1200
Lost LuggageUp to RM2500
Delayed LuggageUp to RM1200
Premium
Pamper yourself before a flight with exclusive access to the Plaza Premium Lounge in KLIA. Hate waiting in line? Enter via the VIP express lane whenever you visit participating MATTA Fairs nationwide - all you have to do is present your MATTA credit card

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM318.00
  • Waived when 1 swipe within 45 days of card approval
  • Waived when 12 swipes every year
Annual Fee for Supplementary Card
RM159.00
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

*inclusive of 6% GST

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Hong Leong Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong MATTA Platinum Visa review

What's so good (or not so good) about it?

There's an interesting saying that goes like this - "Travel is the only thing that you buy that makes you richer". If you are inclined to agree, then the Hong Leong MATTA Platinum Visa might just be your ticket to a world of possibilities...and savings!

Annual Fee Waiver

Want to escape paying from costly annual fees? Easy - all you have to do is swipe a minimum of 1 time for a retail transaction within 45 days from your card approval date. If you miss this window of opportunity, you can still waived it with a minimum of 12 swipes per year.

Great Overseas Cashback

You don't have to be broke every time you come back from a holiday. Every time you charge a purchase on your MATTA credit card overseas, you will be entitled to a 1% cash rebate, capped at RM100 per customer every month. Now that may not look like a lot of money, but it will nicely cover your taxi fare for the ride back to the airport from the city.

Even before reaching your holiday destination, you will already be enjoying a 20% cashback for new cardholders when you charge your flight arrangements such as tickets, duty free shopping at KLIA and LCCT, and airport limo service to your credit card within 30 days of your card approval. 

Travel Conveniences

Stop cutting corners on your next holiday trip with the MATTA credit card from Hong Leong - Any inconvenience caused by flight delays, missed connections, luggage loss, medical bills racked up overseas or loss of personal money and belongings can be covered by the bank for up to RM1.7 million! Travel insurance really is as important as your passport, regardless of where you are going. If you can't afford travel insurance, you can't afford to travel at all!

Also, you now have a reason to get to the airport early, with exclusive access to the Plaza Premium Lounge in KLIA. Unwind and feel at home with complimentary amenities and refreshments, away from the hustle and bustle of the departure hall. - Now you don't have to share an already slow wi-fi connection with a thousand other people.

Lastly, when needing to change your money to use for your vacation, you can purchase foreign currency at preferential rates at at Hong Leong Bank Bureau de Change at KLIA2 and Mahkota Parade, Melaka.

Complimentary Entry to MATTA Fair

Feeling bored, stressed and tired - these are all the shared traits of waiting in a long endless line. By presenting your Hong Leong MATTA Platinum Visa at the entrance, this situation can be avoided with free and immediate entry to the fair via the VIP Express Lane. This privilege can also be extended to one guest. Spend less time waiting, and more time securing your next trip abroad.

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