RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card credit card

RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card

The kawaii, limited edition RHB credit card offers 10% cashback when you spend on petrol, dining, utility, grocery and online food & grocery delivery.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 4.99% p.a. balance transfer over 36 months
  • Easy Payment Plan (EPP)
  • RM70.00 annual fee

Benefits

Because you should be rewarded for giving the bank your business

Cashback
Spend a min. amount of RM2,500 to get 10% cashback on Online Dining & Grocery Delivery, and 5% cashback on Petrol, Dining, Utilities & Grocery (capped at RM10 per category per month).
Discover how much you can save when you shop with your new RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card
Cashback CategoryCashback RateMonthly CapSpend
Online Food and Grocery DeliverySpendfrom RM2500 and above monthly10%RM10from RM2500 and above monthly
Online Food and Grocery DeliverySpendfrom RM2000 up to RM2499 monthly2%RM10from RM2000 up to RM2499 monthly
Online Food and Grocery DeliverySpendfrom RM1000 up to RM1999 monthly1%RM10from RM1000 up to RM1999 monthly
Online Food and Grocery DeliverySpendfrom RM1 up to RM999 monthly0.2%RM10from RM1 up to RM999 monthly
Petrol, Dining, Utility and GrocerySpendfrom RM2500 and above monthly5%RM10from RM2500 and above monthly
Petrol, Dining, Utility and GrocerySpendfrom RM2000 up to RM2499 monthly2%RM10from RM2000 up to RM2499 monthly
Petrol, Dining, Utility and GrocerySpendfrom RM1000 up to RM1999 monthly1%RM10from RM1000 up to RM1999 monthly
Petrol, Dining, Utility and GrocerySpendfrom RM1 up to RM999 monthly0.2%RM10from RM1 up to RM999 monthly
Other SpendSpendany amount monthly0.2%uncappedany amount monthly
Balance Transfer
Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
Pay OverWith Interest Rate AtWhen You Transfer
6 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
12 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
18 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
24 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
36 months4.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about RHB Smart Instalment
Petrol
Earn up to 5% cashback when you fill up the tank at any petrol stations nationwide.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM70.00
  • First year free
  • Waived when you spend RM10,000 each year
Annual Fee for Supplementary Card
RM0
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
60 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card review

What's so good (or not so good) about it?

RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card - up to 10% cash back on retail purchases

Hajimemashite! Nice to meet you!

Introducing RHB Tokyo 2020 Limited Edition Visa Cash Back Credit Card that helps you save money whenever you use your credit card for selected categories, up to 10%!

The selected categories are:

  • Online Food and Grocery Delivery, and
  • Petrol
  • Dining
  • Utility
  • Grocery
  • Other Retail Spend

In order to get 10% cashback, you need to spend a minimum amount of RM2,500 every month. If you count it right, you will save RM600 annually!

RHB credit card annual fee waiver

Principal cardholders can enjoy zero annual fees for the first year.

You can continue enjoying this benefit in subsequent years when you spend a minimum of RM10,000 in a year on your Tokyo 2020 Limited Edition Visa Cash Back card.

Please be noted that that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card. 

The annual fee is waived for supplementary cardholders.

RHB Smart Services by Tokyo 2020 Limited Edition Visa Cash Back

RHB Smart Servies offers you:

  • Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
  • Smart Instalment and Dial-An-Instalment to convert your purchase into affordable monthly payments
  • CashXcess to give you some cash relief that can be paid over an installment at low rate

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