Best Visa payWave Credit Cards in Malaysia

Go contactless with the latest payment technology when you apply online for a new Visa payWave card. Compare all credit cards from every bank and get the best promotions and offers. Safe, secure and easy to use – you’ll never have to fumble for change again.

Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
HSBC Amanah MPower Platinum Credit Card-i credit card

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

Exclusive Flash Deal - Get an Asus ZenFone Go 4.5!

Free Samsung Bluetooth Speaker - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
8%
Annual Fee
Free *
Read moreApply now
Citi Cash Back Platinum credit card

Up to 5% cash back on petrol, groceries, phone bills, pharmacies and more. No registration, no minimum spend. Just shop and save!

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
Public Bank Visa Platinum credit card

Enjoy unlimited cashback on retail purchases without any restrictions.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free *
Read moreApply now
Citi Simplicity credit card

Get rewarded when you pay your bills on time with 10% interest back and if you are late on payments, cut the drama with no late fees.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
10%Unlimited
Annual Fee
Free
Read moreApply now
Maybank Visa Signature credit card

What is Xpress Apply

A card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. Enjoy VIP treatment with VISA speed pass and 24-hour concierge service.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read moreApply now
Shell-Citi Gold Credit Card credit card

New enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
8%
Annual Fee
Free *
Read moreApply now
BSN Gold Visa credit card

What is Xpress Apply

Enjoy more from life whether you're travelling or at home. Use BSN Visa Gold for all your shopping, dining or travel needs anytime, anywhere!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AEON BiG Visa Gold credit card

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
UOB PRVI Miles Card credit card

Giving you rewards and cashback for swiping - 5x UNIRinggit and up to 10% SMART$ Rebate. Enjoy 12x access to Plaza Premium Lounge in Malaysia and more cashback on trips to KLIA using ride-hailing services and KLIA Ekspres.

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Public Islamic Bank Visa Gold Credit Card-i credit card

Unlimited cashback and high travel insurance coverage with Public Bank! Enjoy fast and convenient payments at the counter with Visa payWave.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read moreApply now
Citi Cash Back Credit Card credit card

Get attractive cash back of up to 5% on all your purchases including petrol and groceries everyday. There's no minimum spend required!

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
Petronas Maybank Visa Platinum credit card

What is Xpress Apply

Free-for-life credit card that collects 8x TreatsPoints on petrol and groceries transactions every weekend. Get free Touch 'N Go Zing Card to beat the maddening rush hour crowd every day.

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
UOB YOLO Visa credit card

Take chances in life and live it to the fullest with the UOB YOLO card that gives you exclusive deals, cashbacks, rewards and so much more.

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Citi Clear Visa credit card

Whatever your spending your money on the Citi Clear Visa offers priority access and a host of great rewards for life in the fast lane.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank TRUE VISA Credit Card credit card

A card for Millenials. Enjoy 3% cashback on online retail transactions, low first-year finance charge of 7.99% and cash management facilities.

Interest Rate
7.99% p.a.
Balance Transfer
0% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now
AEON BiG Visa Classic credit card

Get rewarded in daily things that you do - from grocery shopping to filling up petrol. Cash rebate, reward point or discount, you name it; they have it.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
AmBank Visa Infinite credit card

Enjoy infinity access to Plaza Premium Lounge, higher reward points, Air Miles conversion and RM2 million travel insurance in a premium Visa Infinite card

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
GSC - Hong Leong Platinum Visa credit card

The ultimate movie card. Enjoy Bonus Value Privileges of RM100 to pay off up to 50% of your ticket price. Plus, exclusive dining privileges and priority ticket purchases only at GSC.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Bank Islam Infinite Visa Credit Card-i credit card

Empower yourself with this credit card which provides financing limit as high as triple of your monthly salary and help desk support round the clock!

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Classic Visa credit card

What is Xpress Apply

From low interest fees to free travel insurance coverage to zero interest instalment plans, there's a lot that this card has to offer!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Public Bank Visa Signature credit card

Enjoy 6% cashback and earn VIP Points on your retail spending, plus complimentary access to airport lounges, and free travel insurance - No annual fee!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Standard Chartered Visa Platinum credit card

Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!

Complimentary iDover Air Fryer - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
GSC - Hong Leong Gold Visa credit card

The ultimate movie card. Receive 50% off tickets of up to RM60, plus fast payment with access to Priority Ticketing Lane and up to 15% discounts on food and beverages at GSC.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Platinum Visa Credit Card-i credit card

What is Xpress Apply

Feel the touch of Platinum - enjoy exclusive lifestyle privileges, reward programmes and lower interest charges, all with the BSN Visa Platinum-i.

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
RHB Visa Signature credit card

Amazing rewards and exclusive privileges. Unlimited 1% cashback on overseas and online spending.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%
Annual Fee
Free *
Read moreApply now
Citi Rewards Visa Signature credit card

Enjoy the luxury of global access and 5x Rewards Point not only at your favorite department stores, but worldwide.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Gold Visa Credit Card-i credit card

What is Xpress Apply

Annual fee waivers for life? Free Takaful travel insurance? You'll get great rewards and even better savings with this BSN Islamic Gold Visa credit card!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Hong Leong Sutera Platinum Card credit card

Earn Reward Points every time you spend locally and overseas. Plus get free access to Plaza Premium Lounge and travel insurance coverage of up to RM1.7 million.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
Citi Business Platinum Card credit card

A unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read moreApply now
Hong Leong Essential credit card

Specially designed to give you greater financial freedom and flexibility - 1% unlimited cashback all the time. Less plastic, more power!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read moreApply now
RHB Islamic Smart Value Credit Card-i credit card

Earn up to 5% Cashback on Shopping Online, Groceries, Petrol, Utilities and so much more.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read moreApply now
MyEG-RHB Credit Card credit card

Get rewarded with 5X Reward Points when you pay your utility bills, renew your road tax, or use any existing MyEG services online or at the counter.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
RM93.28
Read moreApply now
SOGO RHB Credit Card credit card

Get instant cash rebates and double your S-Points when you use your SOGO- RHB Credit Card on top of your S Card at SOGO.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
5%Unlimited
Annual Fee
RM93.28
Read moreApply now
AmBank Visa Gold credit card

With no annual fees, premium travel privileges and worldwide recognition, the AmBank Gold Visa is definitely a card without boundaries.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Bank Islam Visa Infinite Business Credit Card-i credit card

Take your business further with perks and benefits that will only make your business grow

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read moreApply now
Public Islamic Bank Visa Platinum Credit Card-i credit card

Get premium benefits from Visa and Public Bank. Free Plaza Premium Lounge access, unlimited cash rebates, and RM1 million travel coverage!

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free *
Read moreApply now
AmBank M-Gold Visa Card credit card

Earn more with AmBank and Bonuslink every time you swipe! Redeem great prizes, get free travel insurance, and enjoy yearly medical check-ups.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM238.50
Read more
AmBank Visa Signature credit card

Stay protected with up to RM1 million in travel insurance, earn 3x AmBonus Points and enjoy dining and hotel discounts and perks - be treated like a royal

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Alliance Bank Visa Infinite Business Credit Card credit card

Enjoy better cash flow and 56 days interest-free on purchases to make your business run. Your choice of cashback or reward points for the money spent.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.5%
Annual Fee
Free *
Read moreApply now
RHB Premier Visa Infinite credit card

Indulge in endless luxuries with the card that takes you further. With rewards points for days and great travel and golfing benefits, this card meant for the high life.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Public Bank Quantum Visa credit card

A Free-for-Life card promises 5% cashback and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read moreApply now
AmBank Islamic Visa Infinite Card-i credit card

Travel the world elegantly and Islamically. Collect rewards points that are exchangeable to Air Miles and other gifts. Get covered with up to RM2 million travel Takaful for peace of mind while on board.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
RHB Smart Value Visa Card credit card

Never need to worry about your travel insurance as you will be protected for coverage of up to RM100000.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
5%Unlimited
Annual Fee
RM74.20
Read moreApply now
BSN Visa Platinum credit card

What is Xpress Apply

Get a little more of everything with the BSN Visa Platinum - global privileges, premium insurance protection and best of all, its totally free.

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
UOB One Visa Classic credit card

Put money back into your pocket with the UOB ONE Visa Classic, a credit card that earns you up to 8% cashback for all of your everyday purchases.

Interest Rate
15% p.a.
Balance Transfer
7.77% p.a.
Cashback
8%
Annual Fee
RM72.08
Read moreApply now
AIAFAM-BSN Visa Platinum Business credit card

Get a AIAFAM life insurance you deserve at a discount and also enjoy more savings whenever you make any retail purchases, be it local or overseas!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free
Read moreApply now
Citi PremierMiles Visa Signature credit card

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights!

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
BSN Classic Visa Credit Card-i credit card

What is Xpress Apply

Save more with the BSN Classic Visa-i. This Shariah-compliant credit card gives you great rewards, no annual fees, and free Takaful travel insurance!

Get a Free 10,000mAh Powerbank - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Maybank Visa Platinum credit card

What is Xpress Apply

Distinctive Visa card for people seeking Platinum-level service and worldwide recognition - generous line of credits and TreatsPoints on retail, petrol, utilities and even Maybank EzyPay!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM583.00
Read moreApply now
HSBC Advance Visa Platinum credit card

Earn reward points with every Ringgit you spend and redeem accumulated points for shopping, dining, travel, flights and many more!

Interest Rate
15% p.a.
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
AirAsia-Citi Gold Visa credit card

Perks in the air and on the ground - a world of privilege awaits. Earn 2X AirAsia Points and complimentary in-flight amenities with your favourite low cost carrier.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AirAsia-Citi Platinum Visa credit card

Travel smart with AirAsia-Citibank Platinum Visa Credit Card and enjoy privileges on the ground and in the air.

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
8.99% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank M-Signature Visa Card credit card

Stay protected on holiday with travel insurance for the family. Get free health check, car assistance, and stolen card protection for the ladies.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM583.00
Read more
Public Bank Visa Infinite credit card

An exclusive credit card from Public Bank with unlimited cash rebate on retail spending, fast airmiles conversions, and free travel insurance.

Complimentary RM200 Touch 'n Go Card - Only at RinggitPlus

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free
Read moreApply now
Petronas Maybank Visa Gold credit card

What is Xpress Apply

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwide and on groceries shopping!

Get a Free Halogen Oven Cooker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
Citi Travel Account credit card

Streamline your company's travel expenses and payment process with the Citi Travel Account, for better savings and control

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
0.8%Unlimited
Annual Fee
RM636.00
Read moreApply now
Citi Business Signature Card credit card

Get cashback on everything! Business credit card that offers great rates and detailed expense reports to help you control your employee's spending

Complimentary Robot Vacuum - Only at RinggitPlus!

Complimentary RM250 ServisHero e-Voucher - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
0.8%Unlimited
Annual Fee
RM636.00
Read moreApply now
AmBank M-Platinum Visa Card credit card

Collect tons of reward points when you spend in Malaysia or overseas. Secure your holiday with free travel insurance and purchase protection!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM477.00
Read more
AmBank Islamic Visa Signature Card-i credit card

Premium Islamic credit card offers Air Miles conversion, 5x premium airport lounge access, travel Takaful and exclusive discounts on hotels and dining

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read moreApply now
RHB Islamic Platinum Credit Card-i credit card

Enjoy up to 5x Rewards Points on your birthday and everywhere else. Also enjoy premium access, travel rewards and no more green fees.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read moreApply now
AmBank CARz Gold Visa credit card

Fuel up at any petrol stations and earn up to 3% cash rebate. Swipe at all retail purchases to collect CARz Points and redeem auto-related benefits.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now
AmBank Islamic Visa Gold CARz Card-i credit card

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM500,000 travel Takaful protection

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
3%
Annual Fee
Free
Read moreApply now
Mutual Gold Public Bank Visa Platinum credit card

A card only for Mutual Gold and Mutual Gold Elite Members of Public Mutual. Earn 2x cash back when you spend overseas, and free travel insurance.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read more

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