Unlimited cashback and travel insurance
Balance your business and lifestyle needs easily with Citi Business Platinum Card and get rewarded with cashback.
What is Citi Temporary CVV?
Due to COVID-19 lockdown restrictions, the delivery of your new Citi credit card might take some time to arrive. But fret not, you can still start your expenditure without your physical card by activating your temporary CVV via Citi Mobile® App.
Temporary CVV is a 3-digit security code that you can use to activate your new Citi credit card while waiting for the physical card to be delivered.
To get this unique code, your Citi credit card must firstly get approved by the bank. Then, you may download the Citi Mobile® App and retrieve your unique temporary CVV code to activate your card. Once you’ve received your Citi physical card, the temporary CVV will then be replaced by the CVV on the card.
Check out the terms and conditions here.
Steps to activate the Temporary CVV
1. Register or log in to Citi Mobile® App. Click "Activate to view card details".
2. You will be led to the "Manage Card" screen.
3. Enter the OTP that was sent to your registered phone number.
4. After authentication, your card number and expiry date will be displayed. Click on "View" to reveal the temporary CVV.
5. Your temporary CVV will then be displayed.
My Citi credit card is here. What should I do next?
Once you’ve received your Citi physical card, the temporary CVV will then be replaced by the CVV found at the back of your card, and you still need to activate it. This new CVV will then be used for all your transactions and recurring payments moving forward. Here’s how you can activate your new Citi credit card:
Via Citi Mobile® App:
- Register and log in to Citi Mobile® App
- Tap on the icon on the top left corner
- Tap on ‘Create Card PIN’
- Enter your new 6-digit PIN
- Enter the OTP for verification
- Voila! Your PIN has been successfully created
Via Citibank Online:
- Register and log in to Citibank Online
- Click on ‘Services’, ‘My Profile’, and select ‘Create Card PIN’
- Enter the OTP for verification
- Select your card
- Enter your new 6-digit PIN
- Done! Your PIN has been successfully created
Via Citibank Card Activation & PIN Creation Hotline:
- Call +60323830011
- Select the language option and enter the NRIC number
- Select your card and enter the OTP for verification
- Enter your card expiry date, then create your new 6-digit PIN
1.2% Cashback on Overseas Spend
Whenever you are travelling overseas for work or leisure, don't forget to bring this Citibank credit card with you as you will get 1.2% cashback* on all your overseas spending.
Best of all, there is no cap on the cashback amount you can earn. This cashback will be automatically credited into your account when you have accumulated a minimum cashback amount of RM20.
If your accumulated cashback is less than RM20 for a particular month, the total cashback amount will be carried forward to the following month and so forth.
If you want to maximise your cashback amount, swipe your Citi Business Platinum Card on local retail spending to earn 0.5% cashback (excluding petrol and government charges) when you're back in Malaysia.
*Starting from November 2019, no cashback given for transactions made at merchants located in the European Economic Area (EEA).
Personal Accident and Travel Insurance Coverage
If you don't have time to compare and apply for travel insurance from so many insurance providers before your next trip, just charge your flight ticket expense to this Citi Business Platinum Card to enjoy a complimentary Personal Accident benefit worth RM1 million.
Underwritten by Chubb Insurance Malaysia Berhad, you will also get complimentary travel inconveniences coverage such as:
- Up to RM675 for flight delay
- Up to RM675 for missed flight
- Up to RM675 for luggage delay
- Up to RM2,000 for luggage loss
- Up to RM250 for luggage damage
Top Financial Tools
Managing your finances well is important to create an ideal balance between work and life. The Citi Business Platinum Mastercard has the features to help cardholders do this easily and efficiently. They are:
- Citi World Privileges
- Citi PayLite
- Citi FlexiBill
- Citi Quick Cash
"Shall there be any discrepancy on the latest card information such as credit card T&C, credit card benefits, fees & charges, information on Citibank website shall be deemed as latest and final."
