Citibank

Citibank Easy Pay Plan

Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 36 months.

    • Up to 36 months
    • No early termination fee
  • Instalment PeriodInterest RateMinimum Amount
    36 months0% one-time upfront handling feeRM500

    How To Apply for Citibank Easy Pay Plan

    Get help with making your expensive shopping habits affordable

    Whenever you're out and about at the shopping mall:

    1. Look out for outlets displaying the "Citibank 0% Easy Pay" sign, at these shores you can buy pretty much anything using Citibank Easy Pay.
    2. Inform the staff in the store that you want to use Easy Pay before you hand over your Citibank credit card.
    3. The total price of your purchase will then be divided into equal monthly instalments based on the tenure you have chosen.

    Sounds easy enough? The pleasure of shopping awaits!

    Frequently Asked Questions about Citibank Easy Pay Plan

    Things you might want to know

    What is so great about Citibank Easy Pay Plan?

    Citibank Easy Pay Plan allows you to indulge in the comfort of swiping your Citibank credit card on purchases made at over 1,000 participated merchants under this easy payment program.

    Don't let the fear of high interest rate seeps into your soul as Citibank offers 0% interest throughout the tenure. You can also choose to spread your repayment over flexible terms between 3 to 36 months. 

    To illustrate this convenience, imagine a purchase of a branded wristwatch of RM3,000 charged to your Citibank credit card and is divided into 36 equal instalments at 0% interest - that is roughly RM84 per month!

    How to qualify for this feature?

    Easy peasy. Walk in to your favorite store and make a minimum purchase of RM500 with your Citibank credit card. Once you have indicated the store clerk of your intention to pay with Citibank Easy Pay Plan, just flash your Citibank credit card for payment.

    No need to call or download application form to request for this payment plan.

    What happens if I do not make a full payment amount?

    It is important that you pay extra attention to this as you might forfeit your 0% interest privilege if you don't. As per terms and conditions, Citibank Easy Pay Plan is only free from interest if you settle your outstanding balance in full on or before the payment due date.

    If you choose to make a minimum payment of 5% of the outstanding balance, the remaining amount will also incur finance charge, which is calculated daily until you pay off your due.

    Read More

    Apply online now for Citibank Easy Pay Plan

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