What is so great about Citibank Easy Pay Plan?
Citibank Easy Pay Plan allows you to indulge in the comfort of swiping your Citibank credit card on purchases made at over 1,000 participated merchants under this easy payment program.
Don't let the fear of high-interest rate seeps into your soul as Citibank offers 0% interest throughout the tenure. You can also choose to spread your repayment over flexible terms between 3 to 48 months.
To illustrate this convenience, imagine a purchase of a branded wristwatch of RM3,000 charged to your Citibank credit card and is divided into 48 equal instalments at 0% interest - that is roughly RM62.50 per month!
How to qualify for this feature?
Easy peasy. Walk in to your favorite store and make a minimum purchase of RM500 with your Citibank credit card. Once you have indicated the store clerk of your intention to pay with Citibank Easy Pay Plan, just flash your Citibank credit card for payment.
No need to call or download an application form to request for this payment plan.
What happens if I do not make a full payment amount?
It is important that you pay extra attention to this as you might forfeit your 0% interest privilege if you don't. As per terms and conditions, Citibank Easy Pay Plan is only free from interest if you settle your outstanding balance in full on or before the payment due date.
If you choose to make a minimum payment of 5% of the outstanding balance, the remaining amount will also incur finance charge, which is calculated daily until you pay off your due.