Citibank Easy Pay Plan

Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.

Citibank Easy Pay Plan
Tenure
Up to 48 months
Early Termination Fee
No Fee

Interest Rates

Transfer your debt now to enjoy special low interest fees each month!

Instalment PeriodInterest RateMinimum Amount
48 months0% one-time upfront handling feeRM500

How to apply

Get help with making your expensive shopping habits affordable with Citibank Easy Pay Plan.

Whenever you're out and about at the shopping mall:

  1. Look out for outlets displaying the "Citibank 0% Easy Pay" sign, at these stores you can buy pretty much anything using Citibank Easy Pay.
  2. Inform the staff in the store that you want to use Easy Pay before you hand over your Citibank credit card.
  3. The total price of your purchase will then be divided into equal monthly instalments based on the tenure you have chosen.

Sounds easy enough? The pleasure of shopping awaits!

More Information

What is so great about Citibank Easy Pay Plan?

Citibank Easy Pay Plan allows you to indulge in the comfort of swiping your Citibank credit card on purchases made at over 1,000 participated merchants under this easy payment program.

Don't let the fear of high-interest rate seeps into your soul as Citibank offers 0% interest throughout the tenure. You can also choose to spread your repayment over flexible terms between 3 to 48 months. 

To illustrate this convenience, imagine a purchase of a branded wristwatch of RM3,000 charged to your Citibank credit card and is divided into 48 equal instalments at 0% interest - that is roughly RM62.50 per month!

How to qualify for this feature?

Easy peasy. Walk in to your favorite store and make a minimum purchase of RM500 with your Citibank credit card. Once you have indicated the store clerk of your intention to pay with Citibank Easy Pay Plan, just flash your Citibank credit card for payment.

No need to call or download an application form to request for this payment plan.

What happens if I do not make a full payment amount?

It is important that you pay extra attention to this as you might forfeit your 0% interest privilege if you don't. As per terms and conditions, Citibank Easy Pay Plan is only free from interest if you settle your outstanding balance in full on or before the payment due date.

If you choose to make a minimum payment of 5% of the outstanding balance, the remaining amount will also incur finance charge, which is calculated daily until you pay off your due.