Citibank
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 48 months | 0% one-time upfront handling fee | RM500 |
Whenever you're out and about at the shopping mall:
Sounds easy enough? The pleasure of shopping awaits!
Citibank Easy Pay Plan allows you to indulge in the comfort of swiping your Citibank credit card on purchases made at over 1,000 participated merchants under this easy payment program.
Don't let the fear of high-interest rate seeps into your soul as Citibank offers 0% interest throughout the tenure. You can also choose to spread your repayment over flexible terms between 3 to 48 months.
To illustrate this convenience, imagine a purchase of a branded wristwatch of RM3,000 charged to your Citibank credit card and is divided into 48 equal instalments at 0% interest - that is roughly RM62.50 per month!
Easy peasy. Walk in to your favorite store and make a minimum purchase of RM500 with your Citibank credit card. Once you have indicated the store clerk of your intention to pay with Citibank Easy Pay Plan, just flash your Citibank credit card for payment.
No need to call or download an application form to request for this payment plan.
It is important that you pay extra attention to this as you might forfeit your 0% interest privilege if you don't. As per terms and conditions, Citibank Easy Pay Plan is only free from interest if you settle your outstanding balance in full on or before the payment due date.
If you choose to make a minimum payment of 5% of the outstanding balance, the remaining amount will also incur finance charge, which is calculated daily until you pay off your due.
| Credit card image | Credit card name and benefits | Interest Rate | Cashback | Annual Fee | Apply Online |
|---|---|---|---|---|---|
 | Citi Cash Back Visa10% on petrol, dining, groceries, Grab rides with a min spend of RM500 a month on Citi Cash Back Credit Card. Enjoy more savings with Citi World Privileges. |
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| Read more Apply now |
 | Citi Clear VisaCiti Clear Visa offers a host of benefits: evergreen loyalty point, instant rewards, buy 1 free 1 deals at CBTL, GSC and TGV, and flexible credit lines |
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| Read more Apply now |
 | Citi Cash Back PlatinumSpend and save with Citi Cash Back Platinum credit card. 10% cashback on petrol, groceries, dining and Grab rides every month with min spend of RM1,500 |
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| Read more Apply now |
 | Citi PrestigeCiti Prestige offers an unrivaled experience and privileged access to elite travel, exclusive events, 24/7 concierge service and premium insurance protection |
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| Read more Apply now |
 | Citi SimplicityGet 10% interest back on finance charges when you make minimum monthly payment on time and in full. No annual fee, late payment fee and over limit fee |
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| Read more Apply now |
 | Citi PremierMiles Visa SignatureWelcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights! |
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| Read more Apply now |
 | Citi Business Platinum CardA unique card that balances your business and lifestyle needs, both locally or abroad. Earn unlimited cashback with automatic redemption. |
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| Read more Apply now |
 | Citi Rewards Visa SignatureEnjoy unlimited access to airport lounge, 5x reward points, personal accident and purchase protection coverage, and golf privileges every year |
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| Read more Apply now |
 | Lazada Citi PlatinumEnjoy 10x Rewards points when you shop or top-up your Lazada Wallet using Lazada Citi Platinum credit card. |
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| Read more Apply now |
 | Citibank Choice VisaGet the freedom to make the purchases you’ve always wanted, while enjoying the peace-of-mind the card brings. |
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| Read more |
 | AirAsia-Citi Gold VisaPerks in the air and on the ground - a world of privilege awaits. Earn 2X AirAsia Points and complimentary in-flight amenities with your favourite low cost carrier. |
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| Read more |
 | AirAsia-Citi Platinum VisaTravel smart with AirAsia-Citibank Platinum Visa Credit Card and enjoy privileges on the ground and in the air. |
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| Read more |
 | Citibank Clear MasterCardFrom your regular coffee run, to club nights, and shopping in the city, the Citibank Clear MasterCard gets you priority access to great rewards. |
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| Read more |
 | Shell-Citi Gold Credit CardNew enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide. |
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| Read more |
 | Citibank Platinum VisaEnter a world of privileges. 5X Rewards points all year long, premium dining offers, and offset any purchases with your Citi Rewards points anytime! |
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| Read more |
 | Citibank Rewards Platinum Visa CardEnjoy the flexibility to choose your preferred spending categories to earn 5X rewards points. More rewards to be had when you spend on the things that matter the most. |
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| Read more |
 | Citibank CitiBusinessExperience higher purchasing power to get your business going further! |
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| Read more |